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Vanquis Mystery Charges

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Comments

  • I will look on it as an error on my part. Past experience of credit whether they be cards or catalogue accounts, usually add interest under one amount / name, not TWO... Obviously Vanquis like to be different!
  • John1993_2
    John1993_2 Posts: 1,090 Forumite
    Is this a sneaky way of stealing extra money from people?

    Given that you've now realised that this was down to you not paying off the amount in full, I hope that you can see that you were a bit wrong to wade in with such an accusation.
  • StuC75
    StuC75 Posts: 2,065 Forumite
    One interest charge is for the previous statement balance, and the second is for the interim purchases (since they are no longer interest free because the previous statement balance hadn't been paid in full).. so they are possible showing how the interest is split between last statement balance and interim transactions..
  • John1993 wrote: »
    Given that you've now realised that this was down to you not paying off the amount in full, I hope that you can see that you were a bit wrong to wade in with such an accusation.

    Absolutely NOT!
  • If you just pay the statement balance the account will not close as there will be trailing interest on the next statement.

    I really don't know why you are complaining the card company have done nothing wrong.
    Pay the card off and next interest payment then leave the card in a drawer for an emergency.
    Some day it might come in handy.
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