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More than one ISA?
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Lith
Posts: 897 Forumite
Yea got one with HSBC with around 3k in it..... which i opend a long time ago.... but just wondering can i open one with Lloyds? and not have any problem ? (I've heard it can cause problems...)
or am i talking utter b0ll0cks?
or am i talking utter b0ll0cks?
• HSBC (Main A/C)
• Halifax Back up A/C
• Lloyds (Spending) A/C
• RBS Back up A/C
• Barclays Old A/C
• Nationwide Old A/C
• Halifax Back up A/C
• Lloyds (Spending) A/C
• RBS Back up A/C
• Barclays Old A/C
• Nationwide Old A/C
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Comments
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Yea got one with HSBC with around 3k in it..... which i opend a long time ago.... but just wondering can i open one with Lloyds? and not have any problem ? (I've heard it can cause problems...)
or am i talking utter b0ll0cks?
Yes you are - to the last question
As long as you have not put any new money in the HSBC one this tax year you are free to open another one with Lloyds. Interest received does not count as new money0 -
Yea got one with HSBC with around 3k in it..... which i opend a long time ago.... but just wondering can i open one with Lloyds? and not have any problem ? (I've heard it can cause problems...)
or am i talking utter b0ll0cks?
The rule on ISAs is that you can only pay new money into one ISA each tax year.
So, assuming you haven't paid into HSBC since 6 April 2013, you can open a new ISA at Lloyds (or elsewhere).
You can also transfer your existing HSBC ISA, either to your new ISA at Lloyds, or to any other ISA. As this is a transfer between existing ISAs, it won't count towards your ISA limit for 2013/14.0 -
Cheers fella's
Will open one then.• HSBC (Main A/C)
• Halifax Back up A/C
• Lloyds (Spending) A/C
• RBS Back up A/C
• Barclays Old A/C
• Nationwide Old A/C0 -
Just thought i would? its in the online banking on the right 'ISA' just slapped around 850 in there now...
Min £1 to open.• HSBC (Main A/C)
• Halifax Back up A/C
• Lloyds (Spending) A/C
• RBS Back up A/C
• Barclays Old A/C
• Nationwide Old A/C0 -
There is an ISA board on the MSE forum that has a lot of good information, incl a list of best currently available cash ISAs.0
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Oh yeah, the ISA board for ISA questions: http://forums.moneysavingexpert.com/forumdisplay.php?s=&daysprune=&f=180
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You really should review the rate you are getting on the HSBC ISA since if it was several years ago you may not be getting a good rate anymore.Few people are capable of expressing with equanimity opinions which differ from the prejudices of their social environment. Most people are incapable of forming such opinions.0
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You really should review the rate you are getting on the HSBC ISA since if it was several years ago you may not be getting a good rate anymore.
Yea true that! haven't used the HSBC isa for a long time talking years mate..... it just sits there now with the cash in it...• HSBC (Main A/C)
• Halifax Back up A/C
• Lloyds (Spending) A/C
• RBS Back up A/C
• Barclays Old A/C
• Nationwide Old A/C0
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