One-way insurance claim

SomethingUnpredictable

I bumped a parked car while parking on my street. The damage to the other car was minor and the owner didn't want to go through insurance so I gave him £100. No details were exchanged.

My damage was much more extensive and I've now been quoted £2000 for the repair. I can afford it but if possible I want to claim on my insurance without involving the other party. Has anyone here had this kind of experience? I'm worried I'll seem like a criminal if I don't identify them!

Your advice much appreciated! Ta.

Richard53

Let's see how that phone call goes.

"Hello, I want to claim for damage to my car. Yes, I hit someone else's car. No, I'm not telling you who it was. Because I don't want to involve them, that's why. Er, not sure why I want that. But it did happen. Honest, it did."

Nah, don't think that would work.

vaio

Richard53 wrote: »

Let's see how that phone call goes.

"Hello, I want to claim for damage to my car. Yes, I hit someone else's car. No, I'm not telling you who it was. Because I don't want to involve them, that's why. Er, not sure why I want that. But it did happen. Honest, it did."

Nah, don't think that would work.

Or maybe just tell the truth?

"Hello, I want to claim for damage to my car. Yes, I hit someone else's car. No, I don't have his details as we agreed I'd pay cash to cover the damage to his car in and so we didn't exchange details."