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Any good reason for printing the security code on the back of a card?

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  • GlynD
    GlynD Posts: 10,883 Forumite
    If your referring to 3D secure (Verified by Visa, MasterCard SecureCode or Amex Safekey), not every website is signed up to these services, especially non UK websites.

    One still needs to exercise caution, that is true. I certainly do and I've never come a cropper yet (fingers crossed).
  • dzug1
    dzug1 Posts: 13,535 Forumite
    10,000 Posts Combo Breaker
    John_Gray wrote: »
    A1 Can you remember the last time that anyone checked the signature on your credit card?
    Even when 'swipe readers' were in use, all those years ago, the signature checking was perfunctory, at best.

    Um yes - several times recently when Chip and Pin didn't work. Probably at least once a month


    But yes agree that mostly it's not done conscientiously
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    dzug1 wrote: »
    Um yes - several times recently when Chip and Pin didn't work. Probably at least once a month


    But yes agree that mostly it's not done conscientiously

    You end up and swiping and signing once a month in the UK? Where are you lol? I maybe have one or two fallback swipe sign transactions in the UK a year (If that).
  • FOREVER21
    FOREVER21 Posts: 1,729 Forumite
    Energy Saving Champion I've been Money Tipped!
    If your referring to 3D secure (Verified by Visa, MasterCard SecureCode or Amex Safekey), not every website is signed up to these services, especially non UK websites.

    The verified by visa is not as much of a safeguard as you might think.I noticed that when I used one of my cards that was" verified by visa" up popped "forgotten your password" I tried the link to see what happened and was very surprised to be able to input a new password and continue the transaction!:
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    FOREVER21 wrote: »
    The verified by visa is not as much of a safeguard as you might think.I noticed that when I used one of my cards that was" verified by visa" up popped "forgotten your password" I tried the link to see what happened and was very surprised to be able to input a new password and continue the transaction!:

    VBV stores the IP addresses and inserts cookies onto devices, so assuming you've used that device before and both match, the bank will be allowed to do that.
  • dzug1
    dzug1 Posts: 13,535 Forumite
    10,000 Posts Combo Breaker
    You end up and swiping and signing once a month in the UK? Where are you lol? I maybe have one or two fallback swipe sign transactions in the UK a year (If that).

    One of the local supermarkets seems to have a few dodgy terminals - either that or my card is beginning to fail
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    dzug1 wrote: »
    One of the local supermarkets seems to have a few dodgy terminals - either that or my card is beginning to fail

    Ah. I must admit, I had an Amex like that a few years ago. I'd often get "Chip error, re-insert" then on the 3rd attempt it would make me swipe.

    One of the tills at my local Sainsbury's seems to have something against Amex and MasterCard as well and they always have to manually key it in and you have to sign. Been like that for well over 6 months. NCP Car parks also still seem to use the magnetic stripe as they don't ask for a PIN.

    I've had the opposite in the US though, where a merchant has a chip terminal but has never seen a chip card and will just keep swiping through the card and it will just say "Use Chip", thats always fun trying to explain to them that they have to insert. They normally make me sign as well as enter my PIN!
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