Chocolate for breakfast!

SammyJo1206

Themarsbargirl - I love your name! Thanks for the offer, Im going to join slimming world on Monday, I will update you with my eight lose (if any!!!) Id love to hear how your getting on too

SammyJo1206

I got my credit report!!!! So now I know exactly who I owe what to. Does anyone have a template or know where I can find one of my income and outgoings? I ant to draw one up to ork out ho much I can afford to pay towards my Credit Cards.

SammyJo1206

Sorry - the W on my keyboard is sticking .... hence some of my previous typos!!

I have found my budget calculator. On Monday I will contact my creditors and let them know ho much I can afford to pay!

themarsbargirl

I'm doing well, still maintaining weight-I was 13st 6lb on 1st Jan and 13st 5.8lb on the 1st Feb. Slimming world is great! Do let us know how you get on. I find the Tesco value frozen fruit mix great for getting fruit and superfree cheaply. When I'm in a better headspace I'm gonna go back on plan-i stopped because i'd got a lil too obsessed with losing so wanted to concentrate on maintaining for a while instead. My targrt is 10st 7lb so i still have a way to go. Oh and for a low-ish syn chocolate fix i used to have the finger puppet mini smarties and eat them one at a time...lasted for hours lol.
It's good that you're doing the budget calculator! wishing you all the luck in the world.

SammyJo1206

Well well well...

Clearly I am not very good at this am I!

So, 10 months later, I'm unemployed I left the hair salon I was working in for a hair extension specialist salon, which is what I do. I was there 2 weeks only to find it was all cash in hand and not through the books!! So I left.

I'm staying positive though! I've seen it as an opportunity to go self employed today I signed up to a self employment course that guides and assists you through the whole process, and it's free! Fingers crossed!!!

I also checked my secret online post office savings account. I currently have £500 saved towards debts

SammyJo1206

Feel a bit bum today

Checked my credit report and it's awful. I've taken out a cash plus card, it helps improve your credit rating but I think it takes over a year. I'm ridiculously skint, so I've signed up to medical research. I know someone who has done it twice, and got a nice amount paid out. I'd love to do it and get some of this debt shifted!

How have I left it sooo long?!?