House Prices +10% YoY in next few months?

System

Don't see how it makes a difference, regardless of when your son was born you still have 27k less for his future than you would have done. Well, probably more like 40-50k now, depending on how you invested it.

I'm not desperately anything, just pointing out the facts. It's your life, screw it up however you want.

Graham_Devon

If falling to this level of immaturity isn't desperate, trying desperately to drag my son into it when he wasn't even born, then I'm not sure what is to be honest. I guess theres nothing left to say though. If someone admitting they had issues and dealt with them isn't enough for you to stop banging on and making issues out of it, then theres little point in saying anything at all.

You guys carry on with it. This is the third of fourth time Chucky has done this same thing. No doubt it won't be the last.

System

I think it's commendable that you've admitted to having issues and dealing with them, you're a wonderful man for that.

I do also however think you're a bit of a tool to blame the government and "boomers" for all your problems when you could have been very well off by now.

I don't think that's immature or bitter of me to be honest.

wotsthat

Graham_Devon wrote: »

If falling to this level of immaturity isn't desperate, trying desperately to drag my son into it when he wasn't even born, then I'm not sure what is to be honest. I guess theres nothing left to say though. If someone admitting they had issues and dealt with them isn't enough for you to stop banging on and making issues out of it, then theres little point in saying anything at all.

You've done well to deal with your issues.

However, there's no denying that wasting £27k 7 years ago will be having an impact today. That money's gone forever (like my takeaway money).

I don't know where you got the money from to repay the debts but I wouldn't have been able to repay them so quickly and you make out I'm one of the landed gentry.

Did you find a rich girlfriend - like Percy?

Graham_Devon

Joeskeppi wrote: »

I do also however think you're a bit of a tool to blame the government and "boomers" for all your problems when you could have been very well off by now.

I don't think that's immature or bitter of me to be honest.

When have I ever blamed the government for all my problems? I haven't. Ever. You are just jumping from one vague insult to the next.

I've suggested governments shouldn't be pumping up house prices, certainly. But I've not once blamed the government for any or all of my "problems".

I deal with problems that I cause myself, as proven surely by your "commendment" on dealing with my gambling issue and paying it all back. I could have just gone bankrupt, would have been a hell of a lot quicker and easier.

Graham_Devon

Alright, I'm out guys. No need to be dragging percy in now too.

The bitterness and level you have stooped to is just astonishing.

Loughton_Monkey

wotsthat wrote: »

Oh. I didn't know that. This is a fairly obvious example of one lifestyle choice impacting upon other available choices.

Usually it's more subtle than that. All of us probably waste money on a daily basis and because it's little and often some people won't call it a lifestyle choice. When I mentioned this to Graham he could only think that he was drinking coffee instead of tap water as an example of wasting money!

Since October 1996 I've spent £3799.75 on Indian takeaways. That money has gone for ever. There won't be many people who haven't spent deposit sized amounts of cash and, if honest, most would admit a lot of it was wasted and would have been better off unspent.

I agree that 'lifestyle choices' are rarely logical from a spending point of view.

I will regularly take an hour or two annually to check energy prices to infinite detail, and then pat myself on the back having saved myself £600. But then, rather perversely I agree, I refuse to wear jumpers in the house, never turn off my 3 computers, leave lights on, keep the swimming pool at almost jacuzzi temperatures throughout the summer. Thereby costing myself £1,000.....

When I go to the hospital, I use my bus pass because I heavily resent paying these NHS sharks £4 to park the car. And yet on other occasions, when I have just missed a bus and it's raining, I will think nothing of bunging £15 to a taxi driver to take me home...

But behind all this I run a rigorous system of control and have never spent more, in a year, than my own budget has allowed. I usually, however, spend it on different things than planned.

If you do something similar, then there's nothing wrong whatsoever with lashing out on Takeaways provided it's within budget. Spend it women if you like!

chucky

wotsthat wrote: »

In just 18 months he paid off £15.7k of debt (£872/ month) but moans about how few opportunities he's had compared to the previous generation!

Hey, we all make mistakes - that's part of life. Can't help feeling that I've been having my leg pulled about some of the priced out generational nonsense though.

Hook, line & sinker - that's me.

It's called hypocrisy, plain and simple.

wotsthat

Loughton_Monkey wrote: »

I agree that 'lifestyle choices' are rarely logical from a spending point of view.

Everyone wastes money and can spend money irrationally - I know I do.

We recognise that this is our free choice and recognise that once it's spent it's spent. Some people seem to think being skint in one of the world's richest country as an act of God rather than taking a step back.

wotsthat

chucky wrote: »

It's called hypocrisy, plain and simple.

I'd always got Graham pegged at being about 23 - I must be way out on that too.