kimevans wrote: »
I understand what you mean about a lodger, I wouldn't feel comfortable with it either.
Glad you got rid of little bits & bobs that were costing you money.
What about the school lunches, packed lunches can be cheaper (& better, unless Jamies been in:rotfl: ) or will your child not budge on this?
I too wondered what the bin cleaners were:rotfl: Are you telling me they charge £8 to give your wheelie bin a scrub out:eek:
Hopefully you will be able to pick up some more savings tips on the other boards, they are great:D
You sound more in control & happier:D
wyebird wrote: »
I understand about lodgers, would be nice if you could find a friend who needed a room.
I have to phone mobiles a lot. Daughter at uni and parents who live on a canal boat! Have a contract phone from 3 for £17.50 a month which includes "any network" minutes(5 hours a month)and texts. Also have thought about skype phone, but as my parents are travelling they are only on line infrequently. Don't know whether any of those would be an option?
lindens wrote: »
Just a few ideas from quickly looking at that SOA.
How much is the mortgage for? I'm not clever but if you could indicate the amount you still owe and the interest rate another cleverer person can tell you if it's good value or not.
Sorry Lindens, I meant to find this information sooner. Now I have found it. The last statement I have from the Mortgage lenders was in May, and the Early Repayment Figure was then £69,443.64. However, I would probably have to add the council discount to that figure (not sure if it's included or a separate issue), which is about £25,000.00.
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