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More than 1child at uni!!!!
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And then, there's a split assessment. SFE take your total income, and reduce the means tested part by £1 for every so much income (can't remember figures, and I'm on holiday so not doing assessment stuff!).That gives an assessed contribution, and they split that total between the number of children, and it's that split that comes off. So if you have two, the assessed contribution will split in half, so they will actually get more than if there was just one child at university on the same income level.0
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I've been on holiday too but whilst I have been away I see we've got more kicking of newbies when they are down.
It seems the Tuition Fee/Student Loan/Student Accommodation Rip Off scandal is simply massaged along by the usual crew whilst the real upset is ignored.
Meanwhile, freshers are now well into the real work so have no time to assess (yes it is they who should assess) how they might fare compared to the poorest or the most well off students (and I do not mean this time how rich their parents are).
Grants, bursaries, scholarships and loan payments have been hitting bank accounts, but is that it - are they the right amounts and the maximum the system can provide?
Parents are realising the shortfalls faster than their kids - the kids are the ones with 'real choice' that some posters like to remind us about and the parents, especially those like the OP perhaps, are the ones with no choice now because they should have realised they had a choice before they made these babies - and that's the best advice contributors to this thread can muster.
We need something better, so we don't have ignorant in work working class knocking aspirants to university education like it should be treated as some middle class luxury. It is no such thing.
To get us back on track to free higher education for all, then we need to tax those who think they can flaunt their wealth until they think twice about whether they really want to pay for flaunting it. If they decide they do wish to pay tax to their country in consideration for being able to flaunt their wealth then I shall salute them.
That would perhaps bring a refreshing change to the country's sick culture - a change meaning that a successful middle class at least would be making the statement that they are "proud to pay our taxes". The ignorant uneducated working class will continue as they always have - they'll make the statements they are groomed to make by the media (and that may eventually mean they start to say they are proud to pay taxes too, but that is generation or two beyond now I think!).
No let us make a start with the car purchase tax I proposed some weeks back. Anyone got a better idea for correcting the shifted load which is the cost of higher education of our nation's best hope - strictly enforced two point one child only per family policy perhaps ?From the late great Tommy Cooper: "He said 'I'm going to chop off the bottom of one of your trouser legs and put it in a library.' I thought 'That's a turn-up for the books.' "0 -
Apologies for letting facts get in the way of your beliefs.0
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TurnUpForTheBooks wrote: »I've been on holiday too but whilst I have been away I see we've got more kicking of newbies when they are down.
It seems the Tuition Fee/Student Loan/Student Accommodation Rip Off scandal is simply massaged along by the usual crew whilst the real upset is ignored.
Meanwhile, freshers are now well into the real work so have no time to assess (yes it is they who should assess) how they might fare compared to the poorest or the most well off students (and I do not mean this time how rich their parents are).
Grants, bursaries, scholarships and loan payments have been hitting bank accounts, but is that it - are they the right amounts and the maximum the system can provide?
Parents are realising the shortfalls faster than their kids - the kids are the ones with 'real choice' that some posters like to remind us about and the parents, especially those like the OP perhaps, are the ones with no choice now because they should have realised they had a choice before they made these babies - and that's the best advice contributors to this thread can muster.
We need something better, so we don't have ignorant in work working class knocking aspirants to university education like it should be treated as some middle class luxury. It is no such thing.
To get us back on track to free higher education for all, then we need to tax those who think they can flaunt their wealth until they think twice about whether they really want to pay for flaunting it. If they decide they do wish to pay tax to their country in consideration for being able to flaunt their wealth then I shall salute them.
That would perhaps bring a refreshing change to the country's sick culture - a change meaning that a successful middle class at least would be making the statement that they are "proud to pay our taxes". The ignorant uneducated working class will continue as they always have - they'll make the statements they are groomed to make by the media (and that may eventually mean they start to say they are proud to pay taxes too, but that is generation or two beyond now I think!).
No let us make a start with the car purchase tax I proposed some weeks back. Anyone got a better idea for correcting the shifted load which is the cost of higher education of our nation's best hope - strictly enforced two point one child only per family policy perhaps ?
You'd probably find the Discussion Time Board a more suitable place for this discussion as most people who come to this one are looking for factual answers to specific questions.0 -
The problem is that the facts surrounding Student Finance in the UK simply don't cut it, now do they Taiko? Whether it's a "split assessment" or an "income disregard" as devildog said in the post before yours, devildog no doubt assesses it correctly by saying "it ain't much"!
I am very sure you wouldn't want me feeling sorry for you guys and gals administering this sorry excuse of a system, now would you?
So, apologies accepted, Taiko
And Dunroamin,You'd probably find the Discussion Time Board a more suitable place for this discussion as most people who come to this one are looking for factual answers to specific questions.
I apologise for letting that fact get in the way of your beliefs.From the late great Tommy Cooper: "He said 'I'm going to chop off the bottom of one of your trouser legs and put it in a library.' I thought 'That's a turn-up for the books.' "0 -
TurnUpForTheBooks wrote: »The problem is that the facts surrounding Student Finance in the UK simply don't cut it, now do they Taiko? Whether it's a "split assessment" or an "income disregard" as devildog said in the post before yours, devildog no doubt assesses it correctly by saying "it ain't much"!
I am very sure you wouldn't want me feeling sorry for you guys and gals administering this sorry excuse of a system, now would you?
So, apologies accepted, Taiko
And Dunroamin,That's what you might wish to believe. The fact is that the factual answers are a disgraceful reflection of a wholly discredited system so what's your point - or is your point that there is no prospect of proper support from the current system in the situation described by the OP?
I apologise for letting that fact get in the way of your beliefs.
When people ask for information, I don't let my beliefs get in the way of providing it.0 -
It is also cheaper to live at home and go to the local uni, or commute to a nearby city to study. Even if the course is not exactly what the op's son would ideally choose, the savings in rent may make it a worthwhile compromise. Studying in their home town may also give students a better chance to get and keep a part-time job, as they'll be around for working in the holidays etc.0
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It is also cheaper to live at home and go to the local uni, or commute to a nearby city to study. Even if the course is not exactly what the op's son would ideally choose, the savings in rent may make it a worthwhile compromise. Studying in their home town may also give students a better chance to get and keep a part-time job, as they'll be around for working in the holidays etc.
I'm afraid I disagree with this. The savings will be so small compared to the overall cost (and not immediate savings either) that it's better to go to the best university possible and study the most suitable course rather than worrying about saving a few quid long term.0 -
Considering I've not worked in a SF capacity for 3 years, as is well documented on here, your comments are laughable.0
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I'm afraid I disagree with this. The savings will be so small compared to the overall cost (and not immediate savings either) that it's better to go to the best university possible and study the most suitable course rather than worrying about saving a few quid long term.
That would depend if the student is charged rent for living at home.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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