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Currently in a chat to quickquid about freezing interest
Comments
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I hope you get this sorted Skivey
payday loans - defaulted on 4 of them myself (me and OH) so I know all about them - they are EVIL!!
xDebts @ LBM (May 2013): £25,250.27 | Debt Free: May 2015 :j:j0 -
I have spoken to payplan, and they think its pretty irresponsible of them to not even accept my offer considering my circumstances.
They are going to help me with this and she said they will 'try' freeze interest and set up a payment plan to pay it.
Hopefully it can be smaller than I offered cos that would have literally left me with nothing.
Anyway, lets see what goes, will keep all updated.0 -
Finally got this sorted. I have a DMP set up, starts on 1st Jan, they said they would allow me to get christmas over with before we start!
What a weight off my shoulder!0 -
Finally got this sorted. I have a DMP set up, starts on 1st Jan, they said they would allow me to get christmas over with before we start!
What a weight off my shoulder!
That's great news. Glad you got it sorted. Is your DMP through one of the free providers?
Best wishes,
David @ NDL.We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
National_Debtline wrote: »That's great news. Glad you got it sorted. Is your DMP through one of the free providers?
Best wishes,
David @ NDL.
Late reply, but yes.. StepChange.
With wonga writing off a load too, its set my debt free date to 2016, something to look forward to..0 -
just to highlight a major flaw with any company you owe money to, they are useless in helping you until you have defaulted or missed a good few payments...it is rare to find a company that will stop interest before a payment is missed, and generally they will take a good few months to stop adding charges and interest to your account...otherwise i suppose anyone can phone them and say i dont want to pay interest anymore i will just pay back what i have borrowed and they would never make money. kind of a catch 22 scenegoal for 2014....i will manage money better ..must resist shopping..............:A0
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