We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Lost Credit Card Agreement
davel_2
Posts: 22 Forumite
in Credit cards
I wonder if anyone can advise me on this?
I have just received a letter from my credit card company stating that they are unable to locate a copy of my signed agreement, they are requesting me to sign a new one.
Does this mean that I legally don't have a contract with them and if so what are the implications (do I have to pay off the balance?).
I have just received a letter from my credit card company stating that they are unable to locate a copy of my signed agreement, they are requesting me to sign a new one.
Does this mean that I legally don't have a contract with them and if so what are the implications (do I have to pay off the balance?).
0
Comments
-
I'll get the popcorn...0
-
............... Are you for real? - Glass Half Empty??
:coffee:0 -
I'm pretty sure the law changed so it didn't matter if the credit agreement wasn't signed. It is implied by you using the credit. I could be wrong though.0
-
reclusive46 wrote: »I'm pretty sure the law changed so it didn't matter if the credit agreement wasn't signed. It is implied by you using the credit. I could be wrong though.
Only for agreements made after April 6th 2007. For agreements taken out before then if the creditor never had a signed one then they are well and truly fooked.Still rolling rolling rolling...... <
SIGNATURE - Not part of post0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.8K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.4K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards