Quickquid?

Hayesfan

I was rung by an individual calling himself 'Ricky Marshall' claiming to be from Quickquid, and he mentions the TV advertising currently showing. So there is no doubt who he is claiming to be. The number he called from, and the same one he said was customer services, was 0151 528 8334. He called me several times over two days!!

He was offering me a loan of £2000 over two years, at £125 a month. Now I have a very bad credit history and have been turned down by EVERYBODY. Said because of my profile I would only qualify if I had a guarantor (no) or purchased a 'ucash' voucher at a paypoint machine and quoted him the first half of the code. I have never heard of a ucash voucher.

I asked quickquid (on their freefone number) from their website and was categorically told this was not them. It must be a con, even though I don't see their angle.

Has anybody else been approached? Has anybody had a loan granted in this fashion?

[Deleted User]

Lots of people. And it always turns out to be fake after buying the UKash voucher.

gb12345

Hayesfan wrote: »

It must be a con, even though I don't see their angle.

Their angle is that you give the ukash code, they take your money and then you never hear from them again (unless it is to ask you to send more money for fees).

No legitimate lender will be cold calling people selling loans.

Clive_Woody

Hayesfan wrote: »

I was rung by an individual calling himself 'Ricky Marshall' claiming to be from Quickquid, and he mentions the TV advertising currently showing. So there is no doubt who he is claiming to be. The number he called from, and the same one he said was customer services, was 0151 528 8334. He called me several times over two days!!

He was offering me a loan of £2000 over two years, at £125 a month. Now I have a very bad credit history and have been turned down by EVERYBODY. Said because of my profile I would only qualify if I had a guarantor (no) or purchased a 'ucash' voucher at a paypoint machine and quoted him the first half of the code. I have never heard of a ucash voucher.

I asked quickquid (on their freefone number) from their website and was categorically told this was not them. It must be a con, even though I don't see their angle.

Has anybody else been approached? Has anybody had a loan granted in this fashion?

The way this works is that you give him the first half of the code, the rest he can guess. He then takes your money and you don't get a loan.

I would advise against this.

You-kip

I would love for these to ring me on my mobile I would reel them in and wind them up something chronic.

Clive_Woody

You-kip wrote: »

I would love for these to ring me on my mobile I would reel them in and wind them up something chronic.

I do this lots with the lottery win emails and inheritance emails. Some go on for months with me making ever ridiculous demands (there was a website somewhere that inspired me - can't remember what it was called). I have a special email account for doing this, it's great fun.

Apples2

The way it works is by calling a random number from a whole pile of loan craving wannabes and hoping whoever answers really is so naive they will simply agree to anything.

If they tried it with someone with an ounce of common sense, they would be verbally abused.

gb12345

Clive_Woody wrote: »

there was a website somewhere that inspired me - can't remember what it was called).

419eater probably

fermi

http://www.credittoday.co.uk/article/15990/online-news/ukash-warns-of-loan-fees-scam

Ukash warns of loan fees scam 30 September 2013

Online cash payment provider Ukash has warned of a loan fees scam which tricks individuals into using Ukash vouchers to pay a fee to secure a loan.

The company said people searching for loans online are being targeted by fraudsters who claim to be from the loan firm and ask for a fee to be paid upfront using Ukash.

According to Ukash, once the money is paid, the victim does not receive their loan.

Ukash cited the case of a Lancashire man who paid £350 to fraudsters and never received a loan.

Miranda McLean, marketing director at Ukash, said: “Consumers must never hand over their Ukash codes to criminals posing as loan companies, as they will lose their money.

“Individuals need to remember to only spend Ukash vouchers with official merchants, which are listed on our website. Remember, no genuine loan company will ask for a fee to be paid up front.”

She urged people to treat their vouchers like cash and not hand them to companies or individuals they do not know.

Ukash has advised anyone who realises they have been scammed to contact them on 00800 247 85274, and the company will attempt to block the Ukash code before it is used.

They should also report the crime, or attempted crime, to Action Fraud UK on 0300 123 2040.

Clive_Woody

gb12345 wrote: »

419eater probably

That's the one. Marvelous fun.

Hayesfan

Thanks to everyone who responded to my post. Pretty much as I thought, though the guy sure was persistant. Even after I told him I was checking him out with Quickquid he kept phoning me. I knew loan co's don't aggressively go after likely customers. As soon as he asked for the money up front alarm bells rang. Basic common sense should see these guys off.
Unfortunately it's not that common........

Thanks again.