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Halifax unauthorised overdraft fee... Not gone over!?

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Ladyluck1
Ladyluck1 Posts: 749 Forumite
in Budgeting & bank accounts
Hi,
Just wondering if anyone else has experienced this.
I'll be calling them in the morning but....
Just checked online banking and I've been charged a £15 unauthorised overdraft fee BUT I can't see any transaction in there that has taken me over my limit?!
The closest I've been to my limit was £25 this month...
Any ideas?
Thanks
:beer:
I'm C, Mummy to DS 29/11/2010 and DD 02/11/2013

Overdraft PAID OFF
CC PAID OFF
GC Sept £141.17/200

Comments

  • Sharon87
    Sharon87 Posts: 4,011 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's for the previous month, did you go over then?
  • Ladyluck1
    Ladyluck1 Posts: 749 Forumite
    I don't think so but let me check!.....I had a £5 charge last month though.
    I'm C, Mummy to DS 29/11/2010 and DD 02/11/2013

    Overdraft PAID OFF
    CC PAID OFF
    GC Sept £141.17/200
  • Ladyluck1
    Ladyluck1 Posts: 749 Forumite
    No, not gone over my overdraft that I can see since 2nd August....
    I'm C, Mummy to DS 29/11/2010 and DD 02/11/2013

    Overdraft PAID OFF
    CC PAID OFF
    GC Sept £141.17/200
  • BMN
    BMN Posts: 330 Forumite
    Ladyluck1 wrote: »
    No, not gone over my overdraft that I can see since 2nd August....

    Oh, so you were into your unplanned overdraft on the 1st August?
  • Ladyluck1
    Ladyluck1 Posts: 749 Forumite
    BMN wrote: »
    Oh, so you were into your unplanned overdraft on the 1st August?

    That's correct...
    I'm C, Mummy to DS 29/11/2010 and DD 02/11/2013

    Overdraft PAID OFF
    CC PAID OFF
    GC Sept £141.17/200
  • ProudDad
    ProudDad Posts: 63 Forumite
    Hi

    The way LBG charges is if your overdrawn in August you get informed in September and charge comes off in October. The charges that came off yesterday cover the billing period from 2/8/13 to 2/9/13.

    Hope this helps :-)
    Proud dad to two little ones who light up every day :)

    Live every day like its your last because you never know it might just be!

    I do work for a bank however any comments I make are my own and should not be seen as me giving advice or in any connection to my employer.
  • ProudDad
    ProudDad Posts: 63 Forumite
    Hi

    The way LBG charges is if your overdrawn in August you get informed in September and charge comes off in October. The charges that came off yesterday cover the billing period from 2/8/13 to 2/9/13.

    Hope this helps :-)
    Proud dad to two little ones who light up every day :)

    Live every day like its your last because you never know it might just be!

    I do work for a bank however any comments I make are my own and should not be seen as me giving advice or in any connection to my employer.
This discussion has been closed.
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