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To close or not to close?
sacha28
Posts: 881 Forumite
Hi guys, you may remember some rantings way back about Halifax and them shafting me over a payment that should never have been made? Yeah this is nowt to do with that issue but a quick question regards my account....
Since the problems I had with Halifax I lost all trust in them and have stopped using my account at all. It has no overdraft and is currently 26p in credit :j all of my income now goes into my OH's bank account, of which I have authority but I am not named on. My question is, would it be best to just close the account and get a new basic account or let it lay dormant?
Since the problems I had with Halifax I lost all trust in them and have stopped using my account at all. It has no overdraft and is currently 26p in credit :j all of my income now goes into my OH's bank account, of which I have authority but I am not named on. My question is, would it be best to just close the account and get a new basic account or let it lay dormant?
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Comments
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The best is to switch it to some other account for a cashback, e.g. First Direct or Santander 123.0
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Personally I'd keep it as a back up account.Im an ex employee RBS GroupHowever Any Opinion Given On MSE Is Strictly My Own0
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Keep 1p in the account and keep asking for replacement cards, pin reminders and make sure you get a paper statement each month
I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0 -
Keep it until you find an account that you like and that pays you to switch to.0
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Thanks guys, I think I'll keep it
trouble is I would only get a basic account with my awful credit rating!! 0 -
If it's a current account (and not Easycash etc), then convert it into a Reward account and earn £5/month.0
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