We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
To close or not to close?
sacha28
Posts: 881
Forumite
Hi guys, you may remember some rantings way back about Halifax and them shafting me over a payment that should never have been made? Yeah this is nowt to do with that issue but a quick question regards my account....
Since the problems I had with Halifax I lost all trust in them and have stopped using my account at all. It has no overdraft and is currently 26p in credit :j all of my income now goes into my OH's bank account, of which I have authority but I am not named on. My question is, would it be best to just close the account and get a new basic account or let it lay dormant?
Since the problems I had with Halifax I lost all trust in them and have stopped using my account at all. It has no overdraft and is currently 26p in credit :j all of my income now goes into my OH's bank account, of which I have authority but I am not named on. My question is, would it be best to just close the account and get a new basic account or let it lay dormant?
0
Comments
-
The best is to switch it to some other account for a cashback, e.g. First Direct or Santander 123.0
-
Personally I'd keep it as a back up account.Im an ex employee RBS GroupHowever Any Opinion Given On MSE Is Strictly My Own0
-
Keep 1p in the account and keep asking for replacement cards, pin reminders and make sure you get a paper statement each month
I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0 -
Keep it until you find an account that you like and that pays you to switch to.0
-
Thanks guys, I think I'll keep it
trouble is I would only get a basic account with my awful credit rating!! 0 -
If it's a current account (and not Easycash etc), then convert it into a Reward account and earn £5/month.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.7K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.1K Spending & Discounts
- 248.3K Work, Benefits & Business
- 605.8K Mortgages, Homes & Bills
- 179K Life & Family
- 263.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards