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Optimistic Olivia *fingers crossed*

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Comments

  • I just phoned the debt collection agency and my remaining balance is £1252.21...a bit more than expected :( but I'm determined to pay it all off.

    My DFD is 21st March 2014 but I'm determined to bring it forward by at least a month so I can have a debt free birthday.

    On the plus side of things, I got a free lunch and some snacks from one of my work colleagues :)

    I hope everyone is having a good day x
    2019 wins: Nothing yet :(
  • Evening all,

    I nearly managed a NSD today but ended up buying a book on Amazon that I've wanted for ages. I took my lunch to work today so I saved there instead of my usual trip to Morrisons. I've grilled my chicken and put my cous cous in a container ready for tomorrow's lunch and I feel good.

    At the moment I have £50 in my purse and £31.01 in my bank account all to last me til Friday which I can totally manage. I'll pay of £30 of debt on Friday and put the £50 in my holiday find savings tin.

    Quick question before I go to bed (I went gym and I am knackered) ...am I the only one that finds it easier to not spend money when there are notes in my purse?

    x
    2019 wins: Nothing yet :(
  • Plan for today:

    • Have lunch
    • Clean hallway (sweep & mop)
    • Sort out laundry
    • Sort out lunches for the week
    • List 5 things on eBay
    2019 wins: Nothing yet :(
  • Plan for today:

    • Have lunch
    • Clean hallway (sweep & mop)
    • Sort out laundry
    • Sort out lunches for the week
    • List 5 things on eBay
    2019 wins: Nothing yet :(
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!

    Quick question before I go to bed (I went gym and I am knackered) ...am I the only one that finds it easier to not spend money when there are notes in my purse?

    x

    Well you are a better woman than me because if I have money of any kind in my wallet, it leaves me! I put every extra note I get into the bank otherwise I may as well never have had it.......although it is good to know your limitations! :D
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • Sadly...I'm back!

    I need some kind of avenue to vent while getting my life in order.

    I'm still in debt, I'll calculate exactly how much on Monday.

    Today I'm going to:
    1) Sort through all my bank statements and letters and put them in folders
    2) Add as many books as possible on Amazon (Takes forever)
    3) Put clothes I haven't work in 6 months on eBay (I really need to start making use of 0 insertion fee weekends on there)

    I hope you're all well on this beautiful sunny day and managing to keep everything in order (Unlike me!)
    2019 wins: Nothing yet :(
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