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Credit search for account which isnt mine

deano3
deano3 Posts: 234 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
in Credit file & ratings
Hi,

Someone in the property i reside in has applied for a credit card and they have searched my credit file, can and why would they do that?

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    If you are financially associated on your credit files (e.g. have/had a joint bank account) then yes.

    If you are not financially associated then definitely not allowed. If that is the case I would contact the credit reference agency and inform them that this was an unauthorised search of your file.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • tinkerbell28
    tinkerbell28 Posts: 2,720 Forumite
    https://forums.moneysavingexpert.com/discussion/4777256

    It was op.
  • The_Boss
    The_Boss Posts: 5,863 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    deano3 wrote: »
    Hi,

    Someone in the property i reside in has applied for a credit card and they have searched my credit file, can and why would they do that?

    As per tinkerbell, is this linked to the other thread?
This discussion has been closed.
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