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fact or myth??

hello everyone

me and my boyfriend of 4 years who do want to get married, also want to buy our own place. i heard somewhere that a couple can be lent more money from the bank for a place if theyre actually married./... is this true? would that mean it would be better to marry first?:confused:

thanks!!!

Comments

  • CB1979_2
    CB1979_2 Posts: 1,335 Forumite
    i'm guessing your boyfriend wants to desperately marry you, if he's come out with that old chestnut!

    to be honest you'd have more money if you weren't married (ie no £20k wedding! ;) )

    but to try and answer your question, I'm not so sure, they'll obviously lend more money as a joint application but don't think it matters if you're actually married unless of course it's from a religious bank ;)
  • pinkkaz
    pinkkaz Posts: 538 Forumite
    Hi, when we went to see someone about a mortgage I asked this question (as I'm getting married in January) and the guy said that it used to make a difference but not any more.
  • sarkin
    sarkin Posts: 785 Forumite
    No is the short answer
  • kingkano
    kingkano Posts: 1,977 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    As already mentioned, it used to make a difference because it makes you look more 'committed'. But I doubt it makes a shred of difference these days!
  • Melissa177
    Melissa177 Posts: 1,727 Forumite
    CB1979 wrote: »

    to be honest you'd have more money if you weren't married (ie no £20k wedding! ;) )

    :eek:

    I never can work out why people spend so much money on weddings.
    Errors of opinion may be tolerated where reason is left free to combat it. - Jefferson
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