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Credit card for overseas cash

Hey,
I am going to Japan soon for a ski season and am looking for a credit card that is best for cash withdrawals. Japan has a cash culture so I need something with (hopefully) no withdrawal or % fees as I will be visiting ATM's big and often!

I already have the Halifax Clarity and when I spent 3 months abroad recently I recon it saved me hundred's of pounds through the banks top exchange rates. Sadly this is MASTERCARD and it will be rarely accepted in Japan.

Thanks :)

BraddersRam

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 September 2013 at 12:56PM
    MetroBank cards are the most known alternative, but I don't know whether their debit card is Visa:
  • grumbler wrote: »
    MetroBank cards are the most known alternative, but I don't know whether their debit card is Visa:


    Metrobank is Debit Mastercard.

    Nationwide Flexplus debit card is visa and offers free foreign cash (but not spend) - £10 per month account fee though, but it does include travel insurance as one of the benefits!
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    edited 26 September 2013 at 2:52PM
    Sadly this is MASTERCARD and it will be rarely accepted in Japan.

    No international cards are accepted at ATMs (Diners Club/Amex is as they have a partnership with JCB but that would be very expensive to withdraw on them) other than in the post office and 7-Eleven (Which is Visa/Amex only), the card type doesn't really matter. I think, you can still do over the counter withdrawals at banks though.

    Amex is accepted everywhere JCB (Japanese Credit Bureau) is for purchases if I recall correctly (Amex and Discover have a partnership with JCB) so if you don't have an Amex, you might want one. I can recall a couple of restaurants and retailers in Tokyo that only accept American Express/JCB as well.
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