📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Can I protect my no claims whilst living abroad?

Hi all

I have full no claims (15 years plus) but have recently moved abroad, so sold my car and cancelled my car insurance.

I'm worried that when I come back in x years I'll lose my no claims bonus - is there any way of protecting them?

My sister (in the UK) has suggested having me added as a named driver on her policy and is going to try to find out if that would protect my no claims - does that sound like an option?

Or is there any other way to protect them?

Thanks!

Comments

  • WTFH
    WTFH Posts: 2,266 Forumite
    It's normally 2 years.
    Putting yourself as a named driver on another policy probably won't help
    1. Have you tried to Google the answer?
    2. If you were in the other person's shoes, how would you react?
    3. Do you want a quick answer or better understanding?
  • Quentin
    Quentin Posts: 40,405 Forumite
    Insure a car (you intend buying) every 2 years, then (as the sale collapses) cancel the insurance during the cooling off period.

    A new proof of NCD will be issued dated from the cancellation date.

    (Look for the companies with the lowest cancellation fees)

    (The named driver wheeze is a non starter)
  • Iceweasel
    Iceweasel Posts: 4,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Do you not have a car and insurance in the un-named foreign country you are now in?

    I managed to transfer my insurance within the EU.

    You may be in the 'Land of far far away' of course. ;)
  • Emanef
    Emanef Posts: 173 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    No, we have a lease car (we're in the UAE) so insurance is included in the price.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.