Credit Ratings and updating billing address

magicmarv

I am looking to give myself the healthiest credit score possible, so that I can look into getting a mortgage in the next couple of years. I am currently in rented accommodation (since June 2012), but I have never changed my bank billing address since moving from my parents address 200 miles away. I am wondering whether this will have an impact on my credit score?

On all payments I make my parents address is listed as billing with my current address as postal/property etc. I am due to move in June next year so should I update my billing address, or wait until I have moved to my next address?

In terms of my credit history, I don't have any debt or credit/store cards and have always been up to date with all payments.

Any advice would be very much appreciated!

The_Boss

You dont have a credit score. Nobody does.

Thrugelmir

Are you on the electoral roll? A must for mortgages now.

Align all your accounts with this address.