Anything else I could be doing?

cj_smythe

Ok dokey - I get paid weekly as I'm temping but despite the temptation I make sure that i'm putting away up to half of my wages into a savings account (but I admit i'm lazy and haven't shopped around; i'm just trying to get into the habit of regular saving)

I have ISAs doing....very little.

And to be honest, I haven't looked into starting a pension/workplace pension. Do temps get the same privileges as full-time staff?


Is there anything else I could be doing? Any sage advice you can give me?

(Oh, and I'm in my mid-twenties so go easy on me...)

kidmugsy

Have a look at this.
https://forums.moneysavingexpert.com/discussion/608697

xylophone

http://www.out-law.com/page-10518

Employers should identify their jobholders and establish which of them are not already enrolled in a compliant scheme. Jobholders include employees, temporary workers, directors employed under a service contract and agency workers (who are considered to be employed by whoever is responsible for paying them). They must have a minimum level of earnings (set at the income tax threshold) to qualify. Jobholders aged between 22 and state pension age who are not already members of a compliant scheme will need to be automatically enrolled in one.

The above seems relevant? Or you might look at http://www.cavendishonline.co.uk/pensions/personal-pensions/
http://www.hmrc.gov.uk/incometax/relief-pension.htm

atush

What are you saving for? If not for something soon such as a house deposit, once you have 3-6 months spending saved up,i;d look to use your S&S isa allowance. Which should be doing more than very little, even if cash isas are.