Monday 23rd September 2013 - What small DFW things will you be doing today?

bt1

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. .

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

bt1

Morning! Happy Monday!

Thought I'd start as I probably won't have much time when I get into work to post..

My list for today :

• Breakfast from home - cereal done
• Walked to station 1.5 miles - saves petrol, the light came on yesterday so needs to last til payday on Friday! done
• Check bank done all ok
• Update app done
• Lunch from home - curry left over from weekend eaten!
• Redo budget - I ordered sky broadband last night, was going mad without it and will need it for studying eventually. still needs work on
• Check quidco to see if £50 from above has tracked
• Go to apple at lunch for bf. Need to exchange something done
• NSD been shop to get choc and a drink for the afternoon £1.80, might go bulk but from asda tonight
• Dinner from meal plan - pasta done
• Dig out car finance docs- my car is is my mums name. I want to reduce the monthly payments and pay it off over a longer period. Was thinking of putting on my 0% card but need to get my mum to call them to go over figures.. done, need to call them tomorrow to get numbers
• Put washing away that's hanging to dry done but not all dry so left some on the airer
• Early night

I'll update later.

Hope u all have a good day

Tiggy10

Morning all thanks bt1 for starting.

Todays list:
- walk to work
-check banking
- breakfast from home
- lunch made yesterday for today and tuesday.
- dinner from meal plan - sausages with sweet potato and butternut squash mash.
- print stuff at work as my printers only got magenta left! not the most professional colour!
- try go to the gym
- get a lift with friend
- NSD
Thats about all.
Have a good monday!

Frugal_Saver

Good morning everyone, I don't post here very often but reading everyone's posts everyday always motivates me.

Today I will

• Withdraw £10 spending money to last me the week for any food shopping to top up what I got on Saturday.
• B/L/D from stores
• Stay away from the shops on my lunch break, I don't have money to spend but it always gets me down when I go window shopping with no money.
• Tonight I need to try and come up with new ways of making extra money, I've ebayed everything I can think of and already registered to lots of survey sites.
• Play around with budget, have some ideas going through my head at the moment on how to cope over the next couple of months as income is likely to be less than usual

Happy Monday everyone

determined_new_ms

Mornings troops, thanks for starting us off bt1! Gosh Monday AGAIN! Things to do today

Today begins a tough period at work for me. Until the end of October I have work coming out of the kazooza so will just have to knuckle down and get things done. Have warned oh and dd I will be working loads until the end of next month. Remind myself I am paid handsomely for this and in the grander scheme of things it's a short period....

Check banking
[STRIKE]Put in mileage claim[/STRIKE]
Post ebay sale and a parcel
List 2 things on ebay
Check one poll at lunch
[STRIKE]Quick shower
[/STRIKE][STRIKE]Heating off[/STRIKE]
[STRIKE]Order toilet[/STRIKE] - bathroom starts next Monday :eek:
[STRIKE]Take radiator and pipes to scrap yard[/STRIKE]
[STRIKE]All meals from stores[/STRIKE]
[STRIKE]Put beef joint in the sc[/STRIKE]

Ok that's my lot. Have a great day everyone x

ziggy2407

Good Morning My Lovelies

bt1 - Thanks for starting us off today

Hi to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Still feeling rubbish, but Im going to push through it, the weekend passed in a blur of travel to and from stepson. So today's little listy :

Check Banks - Done
Check swapits - Done
Packed lunch for OH & DS- Done
Check [URL="mhtml:{4783C90B-5ED3-482D-9774-53257598E327}mid://00001375/!x-usc:http://www.freepostcodelottery.com/"]www.freepostcodelottery.com[/URL] -
General Tidy up - Done
List more "bits" for sale on FB - Done
Make Wedding Acceptance card -
Ironing -
Filing & Shredding -
Coke Zone Codes - Done
Meals from stores -
Bake (free apples from neighbour) -
Track all food - In progress
Catch up on emails -
Surveys -
Nectar Adpoints -
Enter a few comps -
Read Library Book - in progress
Knit - in progress


Have a good day, love to you all.

C xx

Calling14

Think I may part with a gig ticket as looking at my bank balance I really can't afford the petrol to go there. This way I could buy the cd and have a cosy night in, bottle of wine and save a few quid. Seeing Fleetwood Mac next week so not as if I am not going out.
Checked quidco got a payment due on next run only 5 .70 but it all helps.

Might be cheeky and ask about neighbours apples she has loads.

Found free microchipping for dog in Rhyl area Friday YEAH

Try for a sfd today ;-)

allydowd

Hi Team-DFW, :wave:Thanks for the starter bt1.

Had a lovely day yesterday hiking along the coast with my OH. Took coffee and biscuits with us. Ignored ice cream kiosks and other seaside temptations. Walked past coffee shops and chocolate vendor. Ditto chip shop. Ditto pizza shop. Then cooked a roast. Made packet stuffing mix go further by adding onion and apple. Pimp my stuffing! Added bramble jelly to cheap gravy granules.

Woke up at 3am feeling physically and mentally ghastly. Told myself that no-one enjoys Mondays and to get a grip!

The List:

:starmod: Resolve Google Picasa 3 software issue. (Received a genuine invitation from Google to upgrade to 3.9. Uninstalled version 3. Downloaded version 3.9. Doesnae work! Version 3 no longer available for download.) Love this free photo editing software. (Link) Done. Cleared browser cache and it installed like a dream.

:starmod: Check red washing machine hose will stand up to a hot wash. Done

:starmod: Turn electric alarm clock off during the day. Done

:starmod: Wear scarf when cold.

:starmod: Washing out on line. Done

:starmod: Download free BBC podcasts. (Link) Done

:starmod: Defrost two scones OH batch cooked. Done

:starmod: Close curtains at dusk even if the sunset is beautiful.

:starmod: Read meters to see how the new boiler is performing. Done. New boiler has halved our gas bill!

:starmod: Clean and maintain headphones. Done

:starmod: Clean carbon off sole plate of iron with Astonish paste before clothes get damaged. Done

:starmod: Clean carbon off four saucepans and two frying pans with Astonish paste and own-brand Brillo pads. Done

:starmod: Sandpaper down two wooden chopping boards to extend their lives. I so want to buy a new one, but it's probably not necessary. Done

:starmod: Job-hunting Done

:starmod: Post back free DVD from trial subscription. Done

:starmod: Free flowers from the garden. Done

:starmod: Clean noisy fan on laptop again to prevent overheating. Done

:starmod: Prepare a box for Christmas/Hannukah things so nothing gets mislaid between now and then. Done

Freebies:

:starmod: Free Dogs Trust microchipping events as mentioned by Calling14. (Link)

:starmod: Free Kindle e-book via Amazon. The Unburied Dead (Link)

:starmod: Free Wuffitmix dog food sample via Facebook. Instructions are on the post dated 20th Sept. (Link)

:starmod: Free issue of Living Etc magazine (Link) Read the Ts and Cs!

Offers:

:starmod: £1 Chocolate Oranges (Link)

:starmod: Win? Nescafe Gold Blend Barista coffee. 1000 available (Link)

:starmod: Win? LactoFree freebies. (Link)

Condensation Solution?

As the Window Condensation Season looms I just wanted to share this from last year. We do open the windows as much as possible but thats not much help when it rains so often up here. Hope this helps someone:

Quote: Originally Posted by rising from the ashes

• Hunt around for best prices on the crystal things that go in the moisture tubs (huge condensation issues in spare room - esp when loads of washing hanging around:()

Ally Dowd: "Those crystal things are un-processed rock salt used as a dessicant! Just buy table, rock or sea salt and it'll work as well, I promise. I've tried it. I have some in the bedroom just now. I just use salt in an open tupperware dish. I'm also told that cat litter will work; but I've never tried it.

Tesco are currently selling 750g of Table Salt for 29p or 350g of Coarse Sea Salt for 60p. If you want the 'real' refills they are sold in Homebase at £6.49 a shot :eek:"

allydowd

Frugal_Saver wrote: »

• Tonight I need to try and come up with new ways of making extra money, I've ebayed everything I can think of and already registered to lots of survey sites.

Nectar AdPoints (Link) Pays in Nectar Points weekly.

Nectar Toolbar (Link) Pays in Nectar Points monthly.

Earn money on Quidco by checking in through your mobile on their App at shops in the real world (Link) Pays out in two or three days.

[Deleted User]

Morning again!

Today so far I have...

• Hung washing out to dry (fingers crossed it doesn't rain!)
• Taken kids to school
• Started potty training youngest - save some pennies on those nappies!
• Given a bedroom a second coat of paint - keeping warm and being productive!
• Currently making tea for later out of various bits and pieces.
• Having a NSD.

And later...

• Keeping an eye on my ebay listings - hoping for a few good sales this week.
• Checking bank balances and statements are in order.
• Making lunch for my son and I - sandwiches from home.
• General cleaning and keeping busy.
• Writing out an invoice so we can be paid!
• Ironing this evening - keeps me warm!
• Going for a walk and letting the kids ride their bikes, while I teach youngest how to ride his!
• Definitely having a NSD.
• Oh, and finishing off the bottle of sangria I found in the fridge lol!

I think that's about it for today, Monday's are generally my catch-up, clean and get-it-together days and are great for focusing on the week ahead. I might not post every day, but I'm around!

Hope you all have a good day! :):)

WantToBeSE

Morning All

Thanks for starting us off bt1

Today i have/will:

-Walk to and from school instead of drive
-Keep heating off
-Dry clothes on airer instead of using TD
-Eat from stores
-Turn everything off at the sockets
-Keep lights off during the day
-Put sons money into the bank
-Check OLB


Very small list today! Have a great day everyone!