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whats best now??
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Um Stephen, the hyperlink you gave for the reclaim Bank Charges Help Thread in the above post splatted me here instead: Home » Forums > Home, Work & Play > Travel, Trips & Holidays » New Zealand advice

Oops!
I somehow lost the final "1" from the end of the thread number. The other thread was quite interesting, though.The acquisition of wealth is no longer the driving force in my life.
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