Husband has court summons for car repossession

Amy_Smith

spacey2012 wrote: »

You can attend court with him and act as lay representative, all he has to do is sit down and nod when asked if you are representing him.

Yes, but he will not go and I don't think I will be accepted in his place. At least I assume not.

Amy_Smith

spacey2012 wrote: »

You have made sure he has taken care of any SORN if any insurance or tax has run out.
Or is that next ?
That really would be the icing on the cake.

Yes, it is still insured (by me, of course) and will have to be until it is off my driveway, just in case it gets stolen/lorry ploughs into it, etc, and is SORNed.

spacey2012

No he must attend, but then can allow you to be lay representation from that moment forward.
If he is not prepared to even do this, stick a fork in him love, he is done and left the family to the wolves.

HappyMJ

Amy_Smith wrote: »

He wouldn't answer the door - he is a head in sand man. Yes, I know I have a real catch, I don't need to be reminded of that fact but I am trapped here financially.

I was wondering whether anyone had been through the same and whether aggressive thugs turn up and ramsack/break into your home or whether I can just leave the key somewhere (they will likely come when I am at work). I reiterate - if it was my car in my name, they would have taken it over a year ago and I would have tried to minimise the amount owed. But it isn't.

They will not break in. They have no legal right to. They will just take the car without the key and get a new one themselves later and as pointed out add the costs onto further court claims for the shortfall. If you want to minimize the amount they are charging your husband then offer to post the keys to them.

societys_child

Saw a car repossessed last year, 2 bailiffs and a fella in a recovery truck. Didn't need keys, just attached steel ropes to it and dragged it onto the back of the truck and off they went. Simple, everybody happy . . . well nearly everybody :rotfl:

Amy_Smith

spacey2012 wrote: »

No he must attend, but then can allow you to be lay representation from that moment forward.
If he is not prepared to even do this, stick a fork in him love, he is done and left the family to the wolves.

Sorry, no, he won't attend. Not even forks will work.

HappyMJ

Amy_Smith wrote: »

Yes, it is still insured (by me, of course) and will have to be until it is off my driveway, just in case it gets stolen/lorry ploughs into it, etc, and is SORNed.

There is no point insuring it...personally I would cancel the insurance and SORN it. If a lorry ploughs into it then the lorry insurance covers it's loss to Black Horse whether it is insured or not.

spacey2012

What else can anyone advise ?
Put on life jackets, here comes the iceberg.

Amy_Smith

societys_child wrote: »

Saw a car repossessed last year, 2 bailiffs and a fella in a recovery truck. Steel ropes attached to car, dragged it onto the back of the truck and off they went. Simple, everybody happy . . . well nearly everybody :rotfl:

You're probably right - they probably won't even bother looking for a key and just drag it off.

Well, at least as soon as its gone, I can stop insuring it - well, after I've paid the 'just because we can' fine for stopping insurance before the year's out.

Amy_Smith

spacey2012 wrote: »

What else can anyone advise ?
Put on life jackets, here comes the iceberg.

Exactly. If only I knew when they would come round to get it I can leave the keys. An unmarked jiffy hidden somewhere that is not obvious but they can't miss. If they want to take them, let them take them - if they want to leave them or take them and charge for a new set, so what. There's little you can argue with these people when you haven't bothered to turn up to court to voluntarily hand it back, is there?