Husband has court summons for car repossession

ihateyes

firstly, as your hubby as paid a 1/3rd thats why the went to court to get a repossesion order.

If he had paid less than a 1/3rd, they would turn up unannounced

DCFC79

Why cant your OH just hand the keys over when they come for the car ?

worried_jim

Amy_Smith wrote: »

Tell me about it...

Amy, sorry to hear about this predicament that through no fault of your own, that you find yourself in. I just wanted to say that your response above made me smile and I am glad you have retained your sense of humour. Good luck getting everything sorted out and have a great day. Smiling Jim.

spacey2012

You have made sure he has taken care of any SORN if any insurance or tax has run out.
Or is that next ?
That really would be the icing on the cake.

Good_Goose

Is your husband super-glued to the toilet seat?

Amy_Smith

HappyMJ wrote: »

Ring them and offer to post the keys recorded delivery...

I don't think that's a good idea.

Amy_Smith

spacey2012 wrote: »

If you allow them the upper hand, they wont bother looking for any keys, this adds £1500 on for a new ecu and transponder fee.
If he has not filed a defence, it will be a default claim for every penny they claim and every penny they want to add on.
This is where they really make the big bucks out of the deal.
If you own property, this is most foolish and if he is not capable of applying himself to damage limitation, you had better prepare for a storm and start looking for somewhere to live if he is considering bankruptcy.
If he can attend court, he must and take the documents, keys and contract and argue he is making every offer to surrender the car under the contract but they refuse this and ask the judge to order the contract to be forced, he can enter a sworn affidavit that this is his intentions and the car is available for collection at any time and they now have keys and documents.

If it is your intention, to put your head in the sand, you are really wasting your time on here, this is about money saving, not money wasting.

Can I just reiterate that it is my husband's car in my husband's name and not me. I won't be accepted in the court room. Are you suggesting that I turn up at the court with the keys and ask the clerk to hand them in?

It's nice to know that I am wasting my time, I was simply asking advice as to how they go about repossession. I don't want to waste the money. I never did, but it's not my debt and they won't listen to me.

Amy_Smith

DCFC79 wrote: »

Why cant your OH just hand the keys over when they come for the car ?

He wouldn't answer the door - he is a head in sand man. Yes, I know I have a real catch, I don't need to be reminded of that fact but I am trapped here financially.

I was wondering whether anyone had been through the same and whether aggressive thugs turn up and ramsack/break into your home or whether I can just leave the key somewhere (they will likely come when I am at work). I reiterate - if it was my car in my name, they would have taken it over a year ago and I would have tried to minimise the amount owed. But it isn't.

spacey2012

You can attend court with him and act as lay representative, all he has to do is sit down and nod when asked if you are representing him.

Amy_Smith

worried_jim wrote: »

Amy, sorry to hear about this predicament that through no fault of your own, that you find yourself in. I just wanted to say that your response above made me smile and I am glad you have retained your sense of humour. Good luck getting everything sorted out and have a great day. Smiling Jim.

Thanks Jim - my sense of humour remains but is wearing thin at times. Yes, I am in this situations (and others) through no fault of my own, but here I am.