We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Eligilbility for student loan after default

I was just wondering if anyone had any experience of claiming a student loan after a previous default.
The situation is that as an 18 year old my husband took out a student loan and then dropped out of university :rolleyes: the loan went out many years later to a collection agency and is being paid back now,but he is now looking at going back to university next year at the age of 31.The student loan will have been paid off in full by then, but is he likely to be able to get another loan as obviously his ability to go back to university is based upon getting another loan.

Comments

  • bestpud
    bestpud Posts: 11,048 Forumite
    As far as I'm aware, it would be the fact that he had a previous loan rather than the default that would cause the problem. I believe you can only access uni funding for a first degree.

    However, if it was a while ago and he dropped out, then it may be different. I guess it depends how long he was there for too.

    I would ring your local student finance department and ask - round here they are usually more helpful than the student finance company, but you could try their helpline too - number's on their website (or used to be).

    Hth

    Bestpud
  • Blacksheep1979
    Blacksheep1979 Posts: 4,224 Forumite
    1,000 Posts Combo Breaker
    How many years did he attend university before?
  • Theboys!
    Theboys! Posts: 163 Forumite
    How many years did he attend university before?


    He only managed one year of his course and i am not sure if i believe that he ever stepped foot in a lecture, i think it was all drugs and parties for him:rolleyes:
  • Blacksheep1979
    Blacksheep1979 Posts: 4,224 Forumite
    1,000 Posts Combo Breaker
    No problems then - as long as he only did 1 year he'll be elligable for everything (or at least thats what I was told the other year)
  • Theboys!
    Theboys! Posts: 163 Forumite
    Thanks, i have just emailed our local LEA as well so fingers crossed!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.