Sat/Sun 21st/22nd Sep - What Small DFW Things Will You Be Doing This Weekend?

allydowd

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. .

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

allydowd

Morning DFW-Jedis, :wave:

I'm late today, where is everyone?

The List:

:starmod: Read papers online. Done

:starmod: Job-seeking. Done

:starmod: Identify mushrooms in garden. Done. Brown rim-rolls. Darn, not edible!

:starmod: Enter ten competitions. Done

:starmod: Blag free cardboard box from Sainsbury's. Done

:starmod: Heating off as long as possible.

:starmod: Make half batch of Viennese Whirls that OH saw on Hairy Bikers last night. Use homemade bramble jelly. (Link) Done.

:starmod: Make half batch of Scotch eggs with beef sausage. (Link) Will oven cook at 200c for 20 mins instead of frying adding at little spicy sauce to it. Done and devoured. :rotfl:

Freebies:

:starmod: (Mentioned yesterday, but worth another mention.) Free Food Evenings at some Tesco Stores (Link) FlyingDutchman has photographed what he got in his goody bag here. (Link)

:starmod: Free Body Shop hand cream. Store visit required. Can't be redeemed in Cambridge, Cambridge Hospital, Horsham, Hove or Norwich. (Link)

:starmod: Free perfume sample. (Link)

Offers:

:starmod: Halifax are introducing cashback. (Link)

determined_new_ms

Morning ally thanks for starting us off, was just about to do it myself! Hope you and everyone else is good! Welcome back bt1 & congrats on the new house :j We too were debt free for nearly 2 years and then borrowed some money from oh's ma to put towards our deposit. It seems like a different kind of debt though & we are paying it off s l o w l y but hoping once we have done the renovations & remortgage next year we will be able to pay her quickly! We'll see luckily it's not an issue for her. Anyway ramble ramble ramble!

Things for the day:

* get out of bed! Still feeling under the weather but a whole lot better! Have been off work in bed all week
* check banking
* a couple of items end on ebay today. one has a bid on for £15 :T all helps towards my £100 overspend this month ....
* check banking
* take up dress to wear tonight & not buy anything else going out for a meal for a friend's birthday.
* Need to decide what my budget is and plan accordingly!
* might have some soup before I go out so I don't go crazy while at the restaurant!
* get oh to drop me in this evening & a friend is giving me a lift back
* fix & paint skirting board in kitchen
* call The Range & see if they have the blind in we are waiting for
* portion up & freeze meat
* get rid of another item to a freecycler
* go for a walk to clear out the cob webs

Ok better get cracking have a lovely day y'all x

Tiggy10

Afternoon all!

today I have to pop to town:
- thanks to Ally now going to claim my free bodyshop hand lotion
- get a free sample of YSL foundation
- fruit from the market - low spend try to negotiate a deal.
- some cheap supplies for school- Wilkos

- All food from home
- dinner from meal plan- Jerk chicken, pittas and salad.
- visit friend for her birthday- presents from stock cupboard of prezzies so free!
- lift from BF to see my friend- his work vehicle on his way to work so free petrol.
- check banking & CC done- realise a charge has brought me over my credit limit slightly- have paid it off but will this affect my credit rating?
- washing outside to dry while weather is okay.

thats all for now
Hope your all having a good weekend!

bt1

determined_new_ms wrote: »

Welcome back bt1 & congrats on the new house :j We too were debt free for nearly 2 years and then borrowed some money from oh's ma to put towards our deposit. It seems like a different kind of debt though & we are paying it off s l o w l y but hoping once we have done the renovations & remortgage next year we will be able to pay her quickly!

Thanks it definitely feels like a different debt and I'm loads happier now! Just wanna get it paid off so I'm debt free... (Exc mortgage! Can start on this after!!!) lol

List for today:

• Checked bank
• Checked credit card- putting a few things for flat on here... Have got a 0% one coming so will transfer and cancel old card...
• Renewed my train ticket (without tube!) will try and save money on oyster by walking and getting the bus in London some days...
• Visit from my nan this morning with a bag full of frozen food for me :-)
• Go to ikea to get a bathroom mirror and maybe a tv stand
• Do meal plan
• Go shopping for any small bits I need... Weekly limit is £20. Won't spend anywhere near that today...
• Update signature

Have a good day everyone!

WantToBeSE

Afternoon everyone

A quiet one at my house today, the kids came back early from their Dads as they are both ill..so the teenager is asleep upstairs in bed and the younger one is playing in his room.

Today I have/will:

-Checked OLB
-Transferred £100 to savings account
-Kept heating off
-Not using TD
-Done meal plan
-Do next weeks budget

Have a great day everyone

foxgloves

Good afternoon, Penny-Saving Warriors,
Cracking on quite well.......tent drying out well on lawn, mr f having developed 'a system'......
Today's small money-saving things:
*Washed cat's bedding overnight on Economy 7.
*Shopping came in at 8p under budget. Yay!! (AND that included some booze to take next weekend when we go to stay with family)
*Yellow-stickered red wine vinegar spotted, so rounded up latest load of windfall apples to make brown sauce, which is just bubbling on the stove at the moment.
*All coppers & 5ps rounded up & posted into Change Jar - 57p!
*Tiny plastic containers re-filled with value raisins for snacks/packed lunches......works out much cheaper per kilo than buying those little ready-filled cardboard boxes.
*Day 1 of our 'Sorting out Holiday Excesses' week of Rosemary Conley......1,200 calories a day. Only a week, but no treats allowed in this stage of diet, so have defo saved on buying low fat crisps & bars, plus Portion Pots will be used with a vengeance.
*Home-made soup from the freezer for lunch with the rolls baked yesterday, plus grapes from our greenhouse.
*Dinner as per meal plans......home-made pasta bake made & frozen a week or so ago when I needed to use up ham & veggies from fridge.
*Pick salad - hopefully the radishes will still be edible. Have lettuce, spicy leaves, cukes, tomatoes & spring onions still going strong.
*Try pear from tree to see if ripe enough to eat yet....suspect they are still a bit hard.
*Thaw out home-made chicken stock to make tomorrow's gravy.
*Carry on knitting Christmas present.
*Found warm cardigan & extra blanket for bed......heating is sooooooo not going on yet. Got to get to at least October. The big energy companies are apparently making noises about another 8% of price rises. Thought this government was going to stand up to them.....pathetic!!
*Read 'Guardian' online instead of buying one.
Not MSE things:
*Forgot to switch heated airer on overnight so have had to put it on, all but for one hour 1st thing, on full-price tariff.
*Had a strop with my tights, resulting in them ripping beyond repair!! (My fault.....daft as this sounds, when I bought them in Jan, I forgot I'd lost weight & bought extra-large......I didn't realise my mistake till I was walking around permanently having to hitch them up :-)........got 6 pairs of the wretched things......going to try tying a knot in the waist & only wearing them at home!!)
That's me for today......got to stir the cauldron now, it's getting ready for blitzing.
Cheers all,
foxgloves x

stewby

new to all this but plan is/was pretty good.

* sleep... i have slept most of the day as i am on nightshift tonight. (no real money involved, although i did go to new york in my dream. it was lovely. i hope to go in real life someday).


* nightshift tonight... plan is to remove than £20 in my purse (our last £20, borrowed from my dad) so that i only have a couple of quid in there. that way i have no chinese or pizza and we keep our pennies for food (which is why my dad gave it to me).


* stay in pyjamas until i leave for work... if i stay in pyjamas, i won't go outside to the shops. my partner will think i am lazy though.


* nsd... read up more on no spend days (which are easy just now as we have no money apart from dad's £20 which he gave me yesterday) and commit to a target in october. (when it will be much more difficult as we will have money).

* make a shopping list... going to plan what we need with our £20 and then just buy that. hopefully for less than £20 so i can put it in a jar. (oh yes, i have read lots of advice and am using it all).

kjp

Afternoon all,

Writing this out before I go to the shops so I feel accountable to someone!

Thanks for starting us off Ally!

Today I will:
Check banks
Check CC
Update spreadsheet
Clean kitchen
Take £10 cash out
Buy courgette, bleach, peanut butter and bread/crumpets - whatever's on offer! Should then be set for the rest of the week.
Buy 1 cheap work top to expand wardrobe a little
Do washing
Lunch from stores, tea mostly from stores
Attack bathroom with bleach and a tooth brush (hotel freebie) to try and keep on top of it

Have a great day all xx

ShootForTheMoon

Afternoon Gang!!

This weekend is a working weekend for me - so not too much on the list:

Check online banking and budgets prior to payday on 28th

Bacon butties and blackberries up the allotment for breakfast

Walk via Marina to town to pick up post - DBIL's birthday pressie!!

Read another chapter of Thailand guidebook and start planning Bangkok!!

Pick mint from allotment for mint tea... Yum!!

Work 5pm-3am Saturday and Sunday. May be some OT available if its busy

Playing Rugby on Sunday, home game so no travel involved and will have to go straight to work so no beers or food to pay for!!

FaceTime mum and dad to catch up

Pick rocket at allotment for salads next week

Lift share & take food to work

2 x NSD's planned...

Hope everyone has a fab weekend!!

xxx

[Deleted User]

Hello! Hope you don't mind me joining in?!

Just reading through your posts with things to do today has made me do a few more DFW bits and pieces too!

So far today I have:

• Done a meal plan for next week
• Organised the kitchen cupboards to be able to see what I need, what I can use and what was lurking out-of-date at the back!
• Done the washing for the week
• Checked my bank and cc statements to check that everything is as it should be
• Ordered 2 xmas gifts from amazon for a fiver each, usually spend £15ish each on these people, so a £20 saving!
• Listed 3 large items and a few smaller bundles of items on ebay of things that I just don't use - hope to make about £200 - straight onto the credit cards!
• Done baking with the kids - used up nearly out of date chocolate with unwanted cornflakes
• Still not needing to put the heating on - put on fuzzy pair of socks
• Reading MSE for inspiration and motivational purposes!
• Plan on making a use-things-up meal tonight
• Evening in front of the tv, bottle of wine needs using up too... :cool: