Bank letters with a strange name coming to our house

zazou

And now yet another letter from the same bank. First it was a Mr X now it's Miss Y.
What's going on???

Valli

Why not open them and read them and you will have a better understanding of what's going on?

You could then write to the bank and confirm that neither Mr X nor Miss Y have lived at your address to your knowledge and could they amend their databas accordingly and stop sending mail.

quaybab

Raise a bank complaint as the helpful posters say. I got £50 from Barclaycard for every unsolicited letter they sent me.
If your not happy with the response, go to the FOS.
Separately, tell royal mail to stop delivering letters to your house addressed to Mr X & Miss Y.
They will respond saying they are legally obliged to delivery them blah blah but point out your entitled to at least 3 months of manual sifting at the sorting office (after all they can do paid for postal redirection for any name at an address). Don’t take any nonsense from them.
The email address to use is customerresolution @@AT@@ your.royalmail.com. You can write to or phone the local sorting office if you wish.

anotheruser

Or just save them up, then send them back in one go?
A bunch of letters all arriving on the same day all saying "not known at this address" will get more attention than one or two a month.

custardy

quaybab wrote: »

Raise a bank complaint as the helpful posters say. I got £50 from Barclaycard for every unsolicited letter they sent me.
If your not happy with the response, go to the FOS.
Separately, tell royal mail to stop delivering letters to your house addressed to Mr X & Miss Y.
They will respond saying they are legally obliged to delivery them blah blah but point out your entitled to at least 3 months of manual sifting at the sorting office (after all they can do paid for postal redirection for any name at an address). Don’t take any nonsense from them.
The email address to use is customerresolution @@AT@@ your.royalmail.com. You can write to or phone the local sorting office if you wish.

What is this fabled manual sifting?

angelsmomma

robatwork wrote: »

How can it be harassment sending letters to someone else at your address?

It's not really difficult to just throw them away or pop them back into a letterbox.

OP - nobody will come knocking and your credit rating is your credit rating, not your address's.

Someone may very well come knocking, I have been here 2 years and returned 100's of letters not known.

I then opened them since that did not stop them and if a local or free number called up. They then sell whatever debt it is on and so it starts again.

I have had to date had 3 doorstep calls. So you are wrong to say this

robatwork

angelsmomma wrote: »

Someone may very well come knocking, I have been here 2 years and returned 100's of letters not known.

I then opened them since that did not stop them and if a local or free number called up. They then sell whatever debt it is on and so it starts again.

I have had to date had 3 doorstep calls. So you are wrong to say this

The OP said Bank letters quite specifically. And I maintain that banks won't send people to your door if you aren't the addressee.

Are the 100's of letters you refer to all from banks, or are some perhaps debt collection agencies? Or court? Bailiffs?

ChumpusRex

robatwork wrote: »

The OP said Bank letters quite specifically. And I maintain that banks won't send people to your door if you aren't the addressee.

I can assure you that they will.

I moved into a home where the previous occupant had done a runner and his bank (a major high street bank) was keen to contact him.

For months, the bank would send letters several times a week to the address, and I'd send them back "Not known at this address". Eventually, letters started coming from a county court; also returned "not known at this address".

One day, I come home after a trip to the local shops, and there's a note on my car saying that it has been seized by bailiffs acting for said bank, with another note on the front door saying that the contents had also been seized.

The bailiffs were easy to sort out with a "form 4" complaint form. The bank less so, I still continue to send letters back to the bank marked "not known at this address".

robatwork

ChumpusRex wrote: »

I can assure you that they will.

I moved into a home where the previous occupant had done a runner and his bank (a major high street bank) was keen to contact him.

For months, the bank would send letters several times a week to the address, and I'd send them back "Not known at this address". Eventually, letters started coming from a county court; also returned "not known at this address".

One day, I come home after a trip to the local shops, and there's a note on my car saying that it has been seized by bailiffs acting for said bank, with another note on the front door saying that the contents had also been seized.

So the bank didn't send people round, you had letters from the court and bailiff first.

That's exactly what I said - don't ignore those ones.