So it would appear I need to raise £90,000...

jcaow

Good luck with the saving Gotoguy. Your buying costs are now much more what I would expect, I do think your deposit and savings are very much the ideal but I can see your rationale. I'm guessing you're not expecting a quick increase in equity or in salary which would help take the pressure off? I guess if you have a spare bedroom that might give you the chance for more income if needed. My friend does AirBnB so he can choose when people stay

biscuitbob

The only thing I would add is to consider the cost of the flat / house you want to buy - obviously this is the single biggest factor in how much you need to save! At £185k in my opinon that's a lot for a first house, not sure what others think.
I don't know where you live and that will be a big factor, but if you looked further afield perhaps you could find somewhere cheaper and really bring down that amount you need to save and the time it'll take you to do it.

For example I work in London and when looking for a first house couldn't afford anywhere near there, so settled for a cheap area of Kent - at £135k for a 3-bed house. It's a longish commute and there are costs involved in that, but it's worth thinking about as the prices can be so much cheaper if you start to look outside your immediate area.

At the end of the day it's a choice as to whether you would rather live with your parents into your 30s but save for the perfect place, or settle for somewhere a bit further away but be able to move much sooner, and start living the lifestyle you want.

Hope that helps, and good luck with your saving, you'll get there!