Cretid card debt after death

whambam

What would happen if the widow was a carer for a disabled child and home was adapted to special needs by the child, which a new home cannot offer unless money was given to adaptions, which would be thousands. How would that work?

lisyloo

Surely the context of what happened to the money is crucial.

Not to my mind (although I appreciate that's just a personal opinion).

Would a widow be more morally obliged to pay back money that was spent on alchohol rather than a charity donation without her knowledge.
In my opinion a widow or widower shouldn't be responsible for either case but I appreciate that is out of step with what the act says (I was talking about public relations and public opinion and not the law).

What would happen if the widow was a carer for a disabled child and home was adapted to special needs by the child

To force a sale a judge needs to issue a court order.
Whilst it's not beyond the realms of possibility that a judge would issues a charge on the property that get realised when the home is sold, it's highly unusual for anyone to get evicted for relatively small sums of money.

I believe there are also provisions for vulnerable people being evicted.
Something like children, over 65s, pregnant women etc. Not sure about disabled.

If snyone thinks this wouldn't reach the papers then I think they are wrong - but accept and value the opinions of others.

bigadaj

Yes but 50k is a large sum of money in anyone's book, around a third of the value of an averag e property.

I'd expect a charging order to e realised on sale, though as this could be sometime then compounding of interest could mean little value left in the property.

lisyloo

We'll have to wait and see, but so far I believe it's incredibly uncommon for sales to be forced.
Perhaps attitudes are hardening and perhaps that will change.

I am suprised at the attitude that someone is morally responsible for another's debt simply because they have a dysfunctional relationship, but maybe the world is becoming a less compassionate place.

Personally I greatly dislike the idea of being responsible for something/someone I'm not in control of as it's not that uncommon for innocent spouses to be let down/betrayed.

whambam

lisyloo wrote: »

Not to my mind (although I appreciate that's just a personal opinion).

Would a widow be more morally obliged to pay back money that was spent on alchohol rather than a charity donation without her knowledge.
In my opinion a widow or widower shouldn't be responsible for either case but I appreciate that is out of step with what the act says (I was talking about public relations and public opinion and not the law).

To force a sale a judge needs to issue a court order.
Whilst it's not beyond the realms of possibility that a judge would issues a charge on the property that get realised when the home is sold, it's highly unusual for anyone to get evicted for relatively small sums of money.

I believe there are also provisions for vulnerable people being evicted.
Something like children, over 65s, pregnant women etc. Not sure about disabled.

If snyone thinks this wouldn't reach the papers then I think they are wrong - but accept and value the opinions of others.

I would be willing to move home if the judge also orders 50K worth of home adaptions for my disabled brother whom I am a carer of. Also, money for the inconvenience of taking my brother to a special needs school for the disabled.

lisyloo

I am unsure of he legal position relating to disabled people.

However if someone is being evicted because the housholder owes money, then they are not going to compensated by anyone (except perhaps through the benefits safety net but probably not up to same standard).