Wed 18th Sep: What DFW things will you be doing today?

allydowd

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. .

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

allydowd

Morning all :wave:

It's Wednesday. Happy Hump Day! And it's still raining here, really pleased we live on a hill!

The List:

:staradmin Check online banking. Done.

:staradmin Read paper online. Done.

:staradmin Enter ten Facebook competitions. Done.

:staradmin Plan a few more ultra-frugal things for Christmas and Hannukah. OH is writing the food list.

:staradmin Listen to more free "Infinite Monkey Cage" podcasts from Radio 4. The last, with Brian Blessed, "Space Tourism" really made me laugh. (List) Done.

:staradmin Repair split in sole of trainers with superglue. Worse than I though. Beyond repair. Located my second pair which only require a small repair. Put in new odour eaters and laces.

:staradmin Go foraging. Done. Got a pound of brambles/blackberries. OH is going to make Delia's Quick Bramble Jelly using only things we have in stores and jars she's been squirreling away for months. (Link)

:staradmin Backup my Finances Spreadsheet and other crucial data. Done.

:staradmin Decided to stop visiting one of the sites I've been going to each day. Using up more energy than I'm getting back. Will close the account.

:staradmin Job-seeking.

:staradmin Watching latest "StarTrek Into Darkness" film tonight on Blinkbox using the last of my "deposit £1 get £6 credit" special offer.

:staradmin OH went to library yesterday and council were giving out free bin liners for mini kitchen waste bins. As we compost our waste these will do nicely for other household bins. (Returned library book on time.)

:staradmin Check mobile bill. Website not working, new App not downloadable, telephone line says there is currently an issue. Sigh...Finally got through bill will be less than I expected. Yay!

Offers:

:staradmin TopCashBack are currently offering £12.60 cashback if you sign up for a 30 day free trial of Lovefilm.com. New Lovefilm members only. (Link)

ziggy2407

Good Morning My Lovelies

ally - Thanks for starting us off today

Hi to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Didn't really do much yesterday(got a few jobs done but not everything) so today's little listy :

Check Banks - Done
Check swapits - Done
Packed lunch for OH & DS - Done
Check [URL="mhtml:{4783C90B-5ED3-482D-9774-53257598E327}mid://00001375/!x-usc:http://www.freepostcodelottery.com/"]www.freepostcodelottery.com[/URL] - Done
General Tidy up - Done
Drop bag at Charity shop - Done
Return DVD to library - Done
Dentist @ 3.30 - Done
DS has a Footie match - No, came home from school unwell
Make Wedding Acceptance card -
Washing - Done
Coke Zone Codes - Done
Meals from stores - Done
Track all food - In progress
Catch up on emails - Done
Surveys -
Nectar Adpoints - Done
Enter a few comps - Done a few
Read Library Book - in progress
Knit - in progress

Have a good day, love to you all.

C xx

MinnieMousesMummy

Good morning everyone, Its nice and sunny here today so lets hope it lasts for a few days.
Ally - Thanks for starting the thread off today

My list for today:
Have a quick shower
College
Give the bathroom walls another coat of paint
Do homework for Thursday
All meals from stores
Nectar Adpoints
Make a start on a present list for Christmas
Look online for cheap graph paper for college
Swagbucks
Check postcode lottery & birthday bingo

I think that is everything for today. Hope everyone has a good Wednesday

GemDoll

I'll be doing a 30 min wash on 30 degrees and getting it out on the line to dry.

Cooking a Somerset stew with a chedder cheese mash today and make it stretch for two family meals buy adding extra veg and butter beans.

Adding some more bits to a Facebook selling page.

StudentMam_2

Morning all!

Today I'm:

Making a lemon drizzle cake for my dads birthday (to make up for his low budget present)
Doing a cottage pie for tea while the ovens already on (sticking to meal plan)
Finishing painting the staircase with the leftover paint from bedroom decorating last month
Crossing my fingers for OH who is on his trial for a new (better paid) job today

Taking it one baby step at a time!

determined_new_ms

Morning, thanks for starting us off ally

Still not feeling well so taken another day off. Won't get up to much apart from resting. But will aim to:

* check banks
* make a payment to cc
* heating off
* meals from stores
* freeze leftover pesto so it doesn't go off
* freeze meat from last night's shopping delivery
* check through cupboards & make meal plan to avoid waste
* pick & freeze blackberries

Think that's it. Have a great day x

MrsGSR

Morning!
Today the nappies are out on the line! Hurrah!
Checked accounts and all in credit YAY
3rd NSD is a row
Taking leftover curry to work for tea
Looking to switch energy companies.

Pernicious

Hi everyone,

Thanks for starting us off Ally.
Hope you feel better soon DNMS.

Today's plan:-

• Making use of free water at work
• Food from stores, leftovers for lunch - made such a huge batch of chilli last night that it's done 2 huge dinner portions last night, 2 normal portions for another night, & 2 generous lunch portions! Very pleased with that.
• Dinner from meal plan - Fajita style chicken with veg
• Staying in for my lunch break to avoid spending
• Log calories & exercise on free apps
• Checked birthday bingo
• Check online banking
• Check for new mystery shopping opportunities
• Enter some comps
• Do some surveys
• Declutter & flylady
• DH hopefully doing some overtime today
• Heating off, fleecey dressing gowns on instead
• Work on CV for possible temp promotion - must finish this tonight
• Today is day 3 of the 30 days challenge - rest day so no leccy used there at all
• Check how much shopping will cost using mysupermarket, hope it comes in under budget as I have just over £40 to last the rest of the month
• Go to Sainsbugs straight after work to save on petrol costs & time, use vouchers where possible & will use prepaid card (5% discount), also bringing our own bags for extra points & to be environmentally friendly

Hope you're all ok & have a great MSE day x

Pernicious

Damn....I just went through the coupons in my purse & realised my £6 off a £40 shop voucher expired yesterday Anyone know if Sainsburys are likely to let me use it anyway? I'm surprised they're only valid for a week, Tesco's used to be valid for at least 2 weeks I'm sure.

WantToBeSE

Afternoon All

Ally- your foraging sounds fun..i might look into this

Studentmam-that cake sounds lovely! Good luck to your OH on his potential new job

Today i have/will:

-Been to work
-Volunteered for an extra few hours on Friday
-Checked OLB
-Not spent any money
-Walked everywhere instead of driving
-Kept heating off
-Put clothes on airers instead of using the TD
-Start Christmas present list (just £10 vouchers for the family, cheap!)

Have a great day everyone!