Debt Free by Dec 2014!

Raggydoll85

Soooooo ive not been on lately! sorry debt busting family!

But not much has happened...

although did get a present from the tax man!!! so some debts will be paid.. althought the credit card has been hit hard recently so im hoping that i can sort that out when HSBC is paid....

will update totals when i sort it all out

Raggydoll85

Hello people!

Soooooo really need to curb my spending on the credit card... after ive paid off HSBC im still going to be in the same sort of debt as ive just been spending on that for Xmas!!!

kinda a depressing thought... BUT..... wiht your encouragement I'm hoping that the fact that the CC is the only debt (other than the OD on my current account) that i have left i will lower it really quick and still make my debt free date by the end of 2014.. I really want it to be sooner though

So if anyone has any idea on how to get rid of this debt quicker id love it...

I already ebay items, never earn much.. I do mysurvey and Onepoll. And i use Qmee and Quidco for cashback...

Raggydoll85

And im on two stars! yay

Puzzcat

Hi Rags,


Hope your christmas planning is going well. You will have to start up a saving plan to cover you for christmas 2014 so you don't use that nasty cc....!!!


:T well done on your 2 stars.... x


I can't really nag you about one poll as I have hardly been on it for the last few weeks.. will get back to the surveys in the new year....

Raggydoll85

Yep will defo be over spent on the CC.... but once HSBC is gone that will be the only thing im paying off (other than my current account OD but that im in and out of)

So still aiming for Dec 2014.... even if it kills me...sell sell sell...surveys r us

Raggydoll85

Hello everyone!

Paid my tax cheque in! so as soon as i get my next HSBC statement im paying that all off!

going to pay my usual hundred in to it and then see what happens!
Once that is gone then work on the CC

Raggydoll85

Hi all

Instead of doing resolutions which i never keep this year i am doing goals!

Still working on what to do but one is clearly be debt free by the end of the year! I was on track till i spent on the credit card. but as of Jan that will be my only debt and will go asap!

novagirl

Keep at it! 2014 is bound to fly by and how good will that feel when you are debt free

Raggydoll85

Waiting (not so) patiently for my HSBC statement to come! I forgot my online banking stuff years ago so I cant just log on and pay it off...

hoping in the first week of Jan that I can pay that all off and then its the CC all by its self (and the current account OD but that will lower when im not paying off the extra debts)! And then I can pay that off... although that has seriously been hit a lot spending sooooooo i have a feeling my debt wont go down in amount after I've paid off HSBC.. but will update amounts for the new year once HSBC is gone....

COME ON STATMENT lol

Raggydoll85

Statement came! But cheque is clearing tomorrow lol

So tomorrow HSBC will be gone! I've taken it off my debts and updated it for the start of 2014... as you can see my credit card has gone up and basically nearly undid all the good i did over the last few months....

But new year new start.. and im hoping that with the CC and OD being my last lot i can get rid of it this year...

Good luck for 201 everyone!!

I WILL BE DEBT FREE by the end of it!