We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Cancelling Trade policy - Losing NCB
Hi,
I have held a traders policy for the past 5 years... no claims / accidents
Prior to that i had 2 seperate policies for 2 of my cars - both having 7 years NCB
So in total, ive had 12 years without accident / incident
Due to changing family circumstances, i dont get to work on cars as much and the traders policy isnt practicle.
That been said, i am really struggling to find any insurer who will take my trade policy no claims into consideration.
The Broker has advised that they will get my trade insurer to supply a no claims cert, showing 5 years no claims, and an additional note that i had 7 years no cliams prior to commencing a trader polciy.
Unfortunetly, ive spoke to several companies today ( best quotes on confused / go compare etc based on 5 / 12 years NCB) and none are willing to accept any NCB. I spoke to Direct line, who will take the last 5 years into consideration.
There were a couple of posts from people having similar issues a while back, but with no conclusion. Can anybody recommend any companies which will take my claim free history into account.
Thanks
I have held a traders policy for the past 5 years... no claims / accidents
Prior to that i had 2 seperate policies for 2 of my cars - both having 7 years NCB
So in total, ive had 12 years without accident / incident
Due to changing family circumstances, i dont get to work on cars as much and the traders policy isnt practicle.
That been said, i am really struggling to find any insurer who will take my trade policy no claims into consideration.
The Broker has advised that they will get my trade insurer to supply a no claims cert, showing 5 years no claims, and an additional note that i had 7 years no cliams prior to commencing a trader polciy.
Unfortunetly, ive spoke to several companies today ( best quotes on confused / go compare etc based on 5 / 12 years NCB) and none are willing to accept any NCB. I spoke to Direct line, who will take the last 5 years into consideration.
There were a couple of posts from people having similar issues a while back, but with no conclusion. Can anybody recommend any companies which will take my claim free history into account.
Thanks
0
Comments
-
My mate couldnt find any that would accept his no claims from a trade policy.
He ended up insuring it in his wifes name with him as the main driver.Censorship Reigns Supreme in Troll City...0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards