Can I find out (for free)if third party has insurance

vaio

vaio wrote: »

.......One other thing that might be worth looking into is whether the car driven by the uninsured driver actually had *any* policy active at the time of the incident. If it did then that policy will pay even if it didn't specifically insure the driver.

You looked into this yet?

Imnoexpert_2

Vaio

I haven't been able to do too much. It is frustrating how slow the wheels grind. It took 8 days to get the reg number of the vehicle from the police! Hence my anxiety about finding out about if he was insured.The insurance company and solicitor failed and eventually I got it from the police.

We now have two solicitors (ours and the insurers) working on it.

I wonder if now we know it is an uninsured driver we will stop getting calls from claims management and physiotherapy companies?

Aretnap
You are right it's all academic. I now think that I will write to my MP suggesting the MID be freely accessible on the internet so that friends, neighbours, yes and busybodies and people with a grudge can check out who is insured. Perhaps if that is possible then lives can be saved and we can get these idiots off the road. A far more important issue IMO than Data Protection which I agree is important.

my_names_dave

Imnoexpert wrote: »

I wonder if now we know it is an uninsured driver we will stop getting calls from claims management and physiotherapy companies?

I wouldn't count on it. I get calls and I haven't even been in an accident!

dacouch

Imnoexpert wrote: »

Most grateful for your reply. I see now there is a distinction between the solicitors (appointed to us through our insurers as part of the legal cover) who I take it are MY solicitors and the insurers themselves.

To someone for whom this is (hopefully) a once in a lifetime thing to have to deal with an insurance company; the insurance company's solicitor; our solicitor; the insurers nominated car hire company; our own car hire company; the recommended Dr; the consultant pysios; the nominated local physios; the police; the company the police have impounded the car with; and the MIB and at the same time try and buy a replacement car and deal with our own injuries and mental distress is not easy. The lines get blurred.

Thanks again.

Who is your Insurer?

Some companies have an uninsured driver cover which generally waives your excess and reduction in no claims if you have an accident with a bona fide uninsured driver