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Claiming back bank charges from gambling debts

I'm getting myself back on track after falling into a pit with gambling! I spend a huge amount of money on bank charges when I was overdrawn and using my reserve.

Can I try and claim these back? Or will they just say it's my fault? (It obviously is my fault, but are the charges still unreasonable?)

Anyone any experience with this please?
Overdraft [STRIKE]£1000[/STRIKE]£0, Credit Card 1 [STRIKE]£3500[/STRIKE] £3249, Credit Card 2 [STRIKE]£1000[/STRIKE] £802, personal loan £1012, payday loans £[STRIKE]1300[/STRIKE] £0, store cards [STRIKE]£1000[/STRIKE] £650 TOTAL [STRIKE]£8,900[/STRIKE] £5,713

Comments

  • Wywth
    Wywth Posts: 5,079 Forumite
    I'm getting myself back on track after falling into a pit with gambling! I spend a huge amount of money on bank charges when I was overdrawn and using my reserve.

    Can I try and claim these back? Or will they just say it's my fault? (It obviously is my fault, but are the charges still unreasonable?)

    Anyone any experience with this please?

    No you can't claim them back.
  • dunstonh
    dunstonh Posts: 121,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You cant claim charges back. The minute the bank knows they are from gambling then they wont typically be interested in helping you. Banks do not like gamblers (i know that is somewhat ironic).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • BMN
    BMN Posts: 330 Forumite
    dunstonh wrote: »
    (i know that is somewhat ironic).

    It really isn't if you have any concept of risk and the difference between an investment and retail arm of a bank.
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