Thursday 12th September - What small DFW things will you do today?

trixie888

TTD
- Sort receipts (month) : DONE
- Write monthly expenditure using the receipts.
- make a draft grocery list using the receipt and select cheapest buys.
- make baby meal plan.

allydowd

Shoot: eBay announces it's free listing days here: (Link) The next eBay free listing day is today! (Link)

Remember that eBay now take 10% off your postage costs too as part of the Final Value Fee. See Martin's weekly email at the top of this page for details.

Shoot: I used to work in the banking industry. First Direct came top for customer service time and time again. (Link) I recently opened accounts with them and it was really easy. However, I had to close them when my situation changed and they were no longer the type of account I needed. Shame, they'd been great. Their website never let me down.

foxgloves

Wotcha Money Savers,
Another busy productive morning here, squirrelling stuff away for winter.
Small positive things today:
*Ironing. Switched off for last item. Is ironing my worst job? Hmmm. Think cleaning the car might just top it........Oh hang on.....degunking the oven, yes that's the biggie.
*Stored plum jam made yesterday away in the pantry.
*Made damson & apple jelly.
*Made a pasta bake for the freezer using some of our tomatoes & other home grown produce which needed using up, also put in some ham found lurking in the fridge not needed for packed lunches now as mr f knocks off tonight for a bit.
*Skinned & chopped more tomatoes in food pro & froze 3 more containers of those.
*Froze a few more of the last chillies & added the rest to my string which is hanging up to dry.
*Made bread.
*Did a few surveys.
*Took pork & butterbean stew out of freezer for dinner.....from a previous bit of rubber pork activity.....ooooh er, Missis ;-)
Still to do:
*Pick chard for braising with garlic later.
*Decide what food to take on camping trip & make list for buying in town tomorrow.
*Continue knitting Christmas present.
*Find cattery tariff so can have payment ready. Find cat immunisation record so they'll actually take him......or that will be a camp site deposit down the drain!
*Remember to ask mr f if he has heard any more about why his travel expenses didn't get paid last month. It appears to have disappeared into a convenient electronic black hole.
Think that's my lot for today.
MMM - Your lists are epic! And you've got a new Tiny to look after. Hope you manage to fit in at least a little bit of time for you as well.
Cheers all,
foxgloves x

Lookingtobrighterthings

Ebaying - I got an email about free listings today so I'm going to get some more cash together by flogging stuff.

Pernicious

Wow the thread is busy today! Good afternoon to you all.

Thanks for starting us off MMM.
Hezza - Thanks for that link, I will take a looksie later as it sounds very interesting.

I am feeling slightly better today, I think letting it out a little bit yesterday has helped...

Today's plan:-

• Making use of free water & coffee at work
• Staying in for my lunch break to avoid spending
• Food from stores - Leftovers for lunch
• Dinner from meal plan - Cottage pie as we didn't have this yesterday
• Log calories & exercise on free apps
• Checked birthday bingo
• Check online banking
• Check for new mystery shopping opportunities
• Enter some comps
• Do some surveys
• Declutter & flylady
• Check emails for reply regarding refund
• DH doing some overtime tonight
• Heating off, fleecey dressing gowns on tonight!
• Book doctors appointment - hopefully this will ensure I keep my job as much as I dislike it sometimes I do need it...
• Desperately trying to get hold of a carpet cleaner in the Vax sale but having no luck, will keep trying.
• List a few items on fleabay later since it's a free listing day

Hope you're all ok & have a great MSE day x

Pernicious

Just printed a coupon for a free Nakd bar at work so as to save my paper & ink, double MSE there! :money:

Still having no joy with the Vax sale, although it is claiming to be back up at 2pm now...I assume it'll just crash again

Karb

ShootForTheMoon wrote: »

Excellent link - thanks! This is the first I've heard of this, will also be following with interest!!

Cheers Ally for the link to savings accounts - does anyone here bank with First Direct??? If so, any thoughts - thinking of primarily using it for the 6% regular saver...

I switched to First Direct in the late 90s, after having had more than a few problems in a short space of time with Barclays.

I can honestly say that I've never had a problem with First Direct in all the time I've been with them. I'd certainly recommend them.

SiberianHusky

ShootForTheMoon wrote: »

Excellent link - thanks! This is the first I've heard of this, will also be following with interest!!

Cheers Ally for the link to savings accounts - does anyone here bank with First Direct??? If so, any thoughts - thinking of primarily using it for the 6% regular saver...

I switched to First Direct last month - on their 'get £100 for switching' deal. If only I'd waited until this month then I could have got £125!

But in all seriousness, I've been very very impressed. Their documents are in plain English and easy to understand and their switching process was completely painless. And they paid in the £100 pretty darn quick too.

I was with HSBC before, who were fine but fancied the £100 incentive with First Direct - despite them still being part of HSBC.

My joint account with my husband is with Barclays and they are flippin' awful - I've never known a company make every simple thing so completely arduous. Honestly, the only reason we're with them is for the good £15 per month package they give us with the account for travel/phone insurance, breakdown, etc. If they removed this product then I'd be switching that account quicker than a bullet out of a gun.

allydowd

Warm Home Discount Scheme

Someone was just telling me that lots of people are eligible to a £135 reduction on their electricity bill from the government.

The money is paid by the government straight into your electricity account.

You are eligible if you are a pensioner on Guarantee Credit or of working age and claiming certain state benefits. Eligibility varies from supplier to supplier.

(Link) I'm going to call them tomorrow.

Serendipitious

* Worked half hour extra
* Had a No Spend Day
* Checked bank accounts, all as expected
* Listing some stuff on the bay tonight
* Eating from stores
* Avoiding putting heating on so wearing extra layer as raining
* Keeping my spends diary enthusiastically, week two, still on track with that

Early days for me, MSE wise, but pleased at the direction I'm travelling in.