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clean Experian file but constantly denied credit?

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Comments

  • jeystone
    jeystone Posts: 110 Forumite
    GlamGirlie wrote: »
    They do an ID check - not a credit search.

    so why am I denied? I am lying about who I am lol?
  • jeystone
    jeystone Posts: 110 Forumite
    GlamGirlie wrote: »
    They do an ID check - not a credit search.

    actually I just figured something...the address on my Equifax file is out of date...could it be something as simple as that? the address I am giving is not corresponding with what is on one of the credit files?
  • Tixy
    Tixy Posts: 31,455 Forumite
    jeystone wrote: »
    actually I just figured something...the address on my Equifax file is out of date...could it be something as simple as that? the address I am giving is not corresponding with what is on one of the credit files?

    Yes that could easily be the issue.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • RAS
    RAS Posts: 36,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    very much likely to be the issue - one poor blighter lost his mortgage because he tried to buy house insurance in advance for the property he was purchasing and then tried to get a new credit card at the property he was still renting.

    Where are you on the electoral roll?
    If you've have not made a mistake, you've made nothing
  • jeystone
    jeystone Posts: 110 Forumite
    RAS wrote: »
    very much likely to be the issue - one poor blighter lost his mortgage because he tried to buy house insurance in advance for the property he was purchasing and then tried to get a new credit card at the property he was still renting.

    Where are you on the electoral roll?

    I'm on the electoral roll of my old town, Luton, but not the new one...would this raise a flag too?
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