Frozen Credit Card - can I use it for a balance transfer?

craftyali

I had a Paypal credit card, which was then transferred to Santander and they then stopped offering it. I was advised that my interest rate (just over 12%) would rise, so I asked to freeze the account (I had not used the card for a year anyway) and I have been paying just over the minimum payment since then (now owing approx. £2,800). I also have a Vanquis card, which has £2,600 owing, and is a much higher interest rate. After getting my latest Santander statement today, it suddenly struck me that I have nearly £1,200 'available to spend' on that - and would it be possible to transfer £1000 from the Vanquis card?? They quote a 3% fee on the back of my statement - and interest free for 17 months is quoted on their website. However, of course, what with it being frozen, I do not know if they would allow a balance transfer. Any thoughts?

[Deleted User]

No, it won't be allowed. The 0% also won't be available to you. That's a new customer message.

craftyali

Thanks for your quick reply. I thought that would be the case (which is why I hadn't phoned them to enquire). Oh well, will keep paying off the Vanquis card as quickly as possible, and then pay off the Santander one.