For my baby J

kittiej

http://forums.moneysavingexpert.com/forumdisplay.php?f=33

Hopefully this link works.

trixie888

I had to read what you said and went thru it again... Found it also... Links here is easier tho...

KITTIEj you have been very helpful... I still need yo disect my creditcard expenditure and probably refrain from using for groceries...

trixie888

Diary..confess..

I have to confess... I like bargains but I should only consider it if I have the cash. So, i used the cash. :€15.50

Bought on sale:
€6 - Soup bowl/pot - for the wintery times
€2 - A vase for drinking water

Tikka masala souce - use fora potluck party
Pasta for soup - will serve soup for a playdate tomorrow at my place
Plastic gloves - for washing

Now, i am not feeling guilty for the grocery except for the bargain stuff. I have to learn to discipline myself.

~Chameleon~

One thing I will comment upon. I also use a credit card for my daily expenditure and pay the balance every month... BUT... I find using plastic is far too easy and often I don't even look at the amount I've spent before keying in my PIN, although many a time I'll go _pale_ when I see my monthly balance has far exceeded my budget. When using cash for purchases I find I'm far more frugal

trixie888

~Chameleon~ wrote: »

One thing I will comment upon. I also use a credit card for my daily expenditure and pay the balance every month... BUT... I find using plastic is far too easy and often I don't even look at the amount I've spent before keying in my PIN, although many a time I'll go _pale_ when I see my monthly balance has far exceeded my budget. When using cash for purchases I find I'm far more frugal

I am starting to realize that now. I usually use my debit card for small shop and use the credit card for big shop for grocery items. I am thinking of using cash and set aside the amount in an envelope or walllet, only that amount will be used for groceries. I hope to start on my next pay....wish me luck.

trixie888

TTD
- Sort receipts (month) : DONE
- Write monthly expenditure using the receipts.
- make a draft grocery list using the receipt and select cheapest buys.
- make baby meal plan. So that I would know what to buy.

trixie888

stress..
work..
focus...
life...

i really need to sort this financial problem...

trixie888

1AM, my baby is sleeping while I am sorting out all the receipts - from groceries to house/carpentry, travel expenses et cetera.. I just found out that i spent €900+ accumulated expenses from everything to anything. What was I thinking...

For this month, I have already spent 170+. I have to get in control...

I will continue the computation of my expenses this morning...

trixie888

Today is my first official FRUGAL way of doing the grocery.

- will make a list of what to buy for the house
- make a list for my baby's food and milk
- will use cash only
- ALDI will be my first stop for mose of the groceries.

trixie888

My plan did not go as I wanted yesterday. I went shopping to another store before going to ALDI. Now, I understood what they meant start at ALDI (or any cheaper store).

I spent €48.15 at Aldi and €23.59 at another shop - which I would've save more if I started my shpping at ALDI.

What I've accomplished for today - prepared my baby's food for next week.

Price €5.48 (good for 15 meals)

1 bag of apples & 4 pears = 11 servings
1 squash = 4 servings