Tuesday 10 September - What small DFW things will you do today?

ziggy2407

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. .

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending :money:

ziggy2407

Good Morning My Lovelies

Hi to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's little listy (looks a lot like yesterdays, lol) :

Check Banks - Done
Check swapits - Done
Packed lunch for OH & DS - Done
Check [URL="mhtml:{4783C90B-5ED3-482D-9774-53257598E327}mid://00001375/!x-usc:http://www.freepostcodelottery.com/"]www.freepostcodelottery.com[/URL] - Done
Fingers crossed SO form arrives in post - No, still not arrived
General Tidy up -
Filing & Shredding - Done
Declutter - Done more, 1 bag dropped at charity shop
Contemplate application form for job - In progress
List more bits for sale -
Meals from stores - In progress
Bake (something with apples) - Done, delish - Apple Syrup Pudding
Track all food - In progress
Catch up on emails - Done
Surveys -
Nectar Adpoints -
Enter a few comps - Done a few
Read Library Book - in progress

Have a good day, love to you all.

C xx

GreenButterfly

Morning Ziggy, and morning to all that follow!

It's a day off for me today so I've tried to plan out a busy day to make best use of the time.

*B/L/D from stores for me and fiance
*Put on a pot of coffee to stop me boiling the kettle all day long
*Check banks/update spend diary/file paperwork
*Post ebay sales and list a few extras
*Go for a long walk and find some local foraging spots
*Sort through clothes and find things to ebay
*Clean office, bathroom, kitchen and lounge - if anyone has any flea tackling tips please share or is the only answer to buy the expensive powders??
*Spend an hour doing maths revision
*Spend an hour doing uni reading
*Spend the rest of the day relaxing with a free ebook and keeping the tv turned off all day!

So I had better get on I guess!

Hope that people have a happy day!

shazzer22

Hi all, little break from work to check in and see what everyone is up to! I went out blackberry picking last night so I aim to make something with blackberries and probably apples tonight! (most likely a crumble!)

Hubby is away at a conference tonight so just me at home and will have dinner from stores and make lunch for tomorrow at the same time. I'm working in a different office to normal and there isnt any free tea/coffee so I've been buying coffee from Costa (thankfully not high street prices, but still pricey) Might bring a flask tomorrow!

xJOJOx_2

Morning everyone

Today's List;

~ General tidy up and washing
~ Remove items from fridge/freezer and unplug ready for delivery of new one
~ Make a appointment to register baby's birth
~ Check bank balance and do budget for week
~ Count up lose change jar and see what additional payment i can make off c/c card
~ Fill out child benefit form
~ Knit at leas 10 lines on scarf (for xmas present)
~ No Spend day

Have a great day everyone x

specialkthefirst

Morning everyone xx
Another day off today but lots to do

*list items on eBay

* package up eBay parcel payed for yesterday and post

* nectar adpoints

*take DS preschool 12.30 and collect early at 3pm - have to take him to drs for his injections and I'm dreading it!

*take back DS library books after drs and collect some more, a great free activity

*may visit mother hen and sisters

*dinner from stores, just not sure what yet

Thinks that's all for now, I'm aiming for a NSD. Will check in later have a good day everyone xx

determined_new_ms

Hi gang hope everyone is chipper hurrah for Monday being out of the way :j

So my dfw things today will be:

* checked banking - as expected
* all meals from stores - soup & toast & fruit for lunch
* finish work at a reasonable time - might have to do an hour from home
* made note of mileage need to put in my claim this week already at over a €100 (sorry can't find pound sign on my ipad keyboard!
* Research bath, sink & WC :j
* go for a run after work
* freecylers picking up items this evening
* NSD

Ok think that's my lot. Have a lovely day x

allydowd

The List:

:staradmin Felling a dead, dying and dangerous tree ourselves instead of paying someone.

:staradmin OH on free IT course.

Pernicious

Hi everyone,

Thanks for starting us Ziggy.

Today's plan:-

• Making use of free water & cake at work
• Staying in for my lunch break to avoid spending
• Food from stores - Salad & gammon leftover from Sunday's dinner
• Dinner from meal plan - Stir fry
• Log calories & exercise on free apps
• Checked birthday bingo
• Check online banking
• Check for new mystery shopping opportunities
• Enter some comps
• Do some surveys
• Declutter & flylady
• Check emails for reply regarding refund
• DH doing some overtime tonight
• Prepaid pole class tonight
• Go to Sainsbugs afterwards to use less petrol, will bring own bags, stick to list, use coupons & prepaid card (5% discount). Planning this the night before is really helping me avoid buying things we don't need or missing out on using coupons/piling up the trolley to make sure we can use it
• Try & convince DH to do his washing on 30 degrees this evening instead of 40

Have a great, MSE day everyone x

allydowd

Ziggy: Thanks for the starter.

The List 2 :

:staradmin Felling a dead and dangerous tree ourselves instead of paying someone. Done. Free exercise, but flipping shattered now as I did it by hand.

:staradmin OH on free IT course and has been charged with printing a 7 page document while there for free. Reduced printer usage. Mission accomplished.

:staradmin Job-hunting. Done

:staradmin De-ice chest freezer. Done

:staradmin Chat to friends overseas via Facebook.


MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery (Link)
• FreeStuff ( Link )
• FreeUKStuff ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• Nectar Points, AdPoints, Search Toolbar ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Toluna ( Link )
  
• TopCashBack ( Link )

trixie888

Newbie here:

--- I have already started bringing lunch since yesterday and today.
--- no cappuccino (start using the my Jasmin Tea in my drawer)
--- reading about EBAY selling stuffs
--- collecting information for my SOA