Is this fraud?

RobH_5

Hi,
I've recieved two identical emails (one pasted below) from tesco value car insurance which are summaries of quotes which I know nothing about. They list me as policy holder, someone I've never heard of as a named driver and its for a car I know nothing about. What should I do about this? I tried ringing up the number in the email, but got bored after waiting 5 minutes. Do I even need to do anything about it?

Thanks for any advice.

Rob.

Dear Mr xxxx,

Thank you for considering Tesco Personal Finance for your Car Insurance.

Here is a summary of your quote based on the details you gave us. If you would like more information about the policy, please see the policy details.

Annual premium: £2,026.50

Policy Holder: Mr xxxx xxxx

Named Driver/s: (if applicable) Mrs Lisa Harrold

Policy Includes

Cover Type: Comprehensive

Cover starts: 15/6/2007

Vehicle: VAUXHALL NOVA 1.4I (92-93) LUXE + 5DR


Unfortunately, you didn't save your quote, but just click on the link below and enter your details again to take another look at the competitive price we can offer. If you're not ready to buy there and then, make sure you click on the save button to store your quote details to save time when you come back. Visit Tesco Car Insurance

darich

It sounds like a phishing email to me.
Phoning the number might hook you up to a permium rate line. Or maybe the sender is hoping you'll send money to cover the premium
You don't say if your car insurance is with either company but if it's not, and you don't know the named driver, i'd be inclined to ignore/delete it.

Having just re-read your original post - "a car you know nothing about" - it definitely sounds like a scam.

mattymoo

Might not be. Somebody could have filled out a quote request and misspelt their email address, inadvertently using yours instead.
Hardly likely to be a clever fraud - after all, nobody is going to hand over credit card details to insure a vehicle they know nothing about.

RobH_5

The email is definately from Tesco as I happen to be looking for car insurance and have a similar, legit quote from them for my car. I guess its the timing that has me spooked - any other time of year and I probably wouldn't pay it much attention.

mattymoo

Could be a goof on their system then. Inspires confidence doesn't it