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reducing car TAX and getting some money back?

hello everyone,

I have just put 12 months Tax on my 2004 corsa but i am not looking at selling it asap.

What do people think about me selling it with the 12 months tax or try if possible to get the tax put down to 6month and getting some money back?

What would be better? the tax cast £140
Age: 24 / London/Ireland / Salary €49,000 / 1 London BTL (8% yield) / Total savings pot £12k+
Lloyds Club CA £5,000 @4% / FD Regular Saver £3,600 @6% (12 of 12) / TSB Classic CA £2,000 @5%
Clydesdale Direct CA £1,000 @2% / Santander ISA £700 @0.5% / Premium Bonds - £100
Halifax Reward CA (£5 per month) / Santander 1|2|3 CC (cashback)

Comments

  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I've seen cars advertised by the owners stating tax will be taken out or can be purchased at cost (pro-rata)
  • eschaton
    eschaton Posts: 2,247 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    100saving wrote: »
    hello everyone,

    I have just put 12 months Tax on my 2004 corsa but i am not looking at selling it asap.

    What do people think about me selling it with the 12 months tax or try if possible to get the tax put down to 6month and getting some money back?

    What would be better? the tax cast £140

    If you are looking a trade in then just cash the tax in.

    If selling private, just having put 12 months tax on wasn't clever.

    If you try and cash it in via DVLA, you may well lose a month in doing so depending on when you do it and there is about a 10% surcharge buying 6 monthly which whittles some more of your 'saving' away.
  • forgotmyname
    forgotmyname Posts: 33,062 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nothing puts me off a car more than its taxed but not included in the price.

    If your that stingy or need the money that badly i do have to wonder if you have spent any money on the car.
    Is it only fixed when something drops off?

    Just ask more for the car to take the tax into account.
    Censorship Reigns Supreme in Troll City...

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