SFE Invitations - Duress Code

TurnUpForTheBooks_2

If you are going to call someone delusional SS, you might first check what it means just to be sure it fits your intention.

So you for whatever reason chose not to enter higher education after grammar school. Was that choice you made back then i.e. to pass up on an absolute gift, relevant to there being no choice now but to sign up to some dodgy financial instrument for all those leaving school who wish to enter higher education?

Of course not. Having been lucky enough to have received an uncommonly good free grammar school education, you for whatever reason passed up on the opportunity to receive a free university education. And now, perhaps embarking upon your Second Life, shall we say, you find you can receive a bit of financial support by way mostly of house purchase-sized loans at uncommonly bad rates of interest. Furthermore, you post on MSE wishing to impress upon the much younger majority wishing to enter university that black is white in terms of the goodness or badness of the state offer?

Good for you maybe - very bad for them - unless of course, like you, they are already established, streetwise and not much bothered about whether they might get taxed at 9% on all income over £21,000 or need in future to demonstrate affordability to a lender from whom they might wish to borrow substantial sums for other purposes (like buying a house, which might - May God Forbid - require another loan as big as a Student Loan!)

As I say, you might wish to check out that word 'delusional' again.

And lastly we have that clumsily tossed "entitlement attitude" brick over there in the corner.

I take it you have no problems with having received your free grammar school education or your second-chance offer of 30 year never never funded higher education late in life? That is something to which you feel entitled, is it? You appear to have taken it. I take it you have no intention of actually paying? You would argue that you are no different to a younger person in that respect perhaps? You are however quite different. You are old enough in the tooth to be established and to just take life's ups and downs as they come - the devil may care how the financial second half of your life pans out now as you have most of what you need to make your life, but you'll not lose sleep? Or have I got that wrong?

I mean at age 48, do you think there is a realistic chance of you getting a job and income that will make the slightest dent in your SFE loan balance outstanding before you are aged 78 and it is written off - chances are entirely paid for not by the state but by the majority i.e. much younger people who are shackled to a Student Loan deal that taxes their economies discriminately to an extent they will never get the opportunities you enjoyed in your First Life ?

Do you not agree that your brick labelled "entitlement attitude" sitting uncomfortably now in the corner looks as much Freudian as it does forlorn?

PS Good luck in your first year and the rest !

PPS Oh yes you are right in a way - 'D' is for Delusions, and Doubts, and of course Duress if you are on your First Life and haven't got the first two straight by the time you need to sign to get the money.

pmduk

D is also for dunce!

TurnUpForTheBooks_2

Not sure what to make of you following me around today pmDuk - I suppose it could be assessed as a form of flattery.

Dunroamin

SlimmingSusan wrote: »

I am a 48 yr old mature student, who went to grammar school FREE after passing my 11 plus. I could have had a free uni education with a grant back in the day, but chose not to for various reasons.

I really hope I do not come across delusional, entitlement attitudes like this in my first year. I am choosing to do this and am very grateful for the chance.

On this occasion, I agree with you.

TurnUpForTheBooks_2

Thousands mightn't.

rozmister

TurnUpForTheBooks wrote: »

financial support by way mostly of house purchase-sized loans at uncommonly bad rates of interest.

So as well as your ridiculous D obsession you've also got this idea you can buy a house for the cost of a student loan. Perhaps you can in certain parts of the country but in the vast majority of the UK you can't. I'd LOVE to find a house for the price of a university education but down south, where I've lived all my life, you're looking at three times the cost of a university education. That doesn't suit your dramatic spin though, does it?

Also another side note - I never received an 'invoice' for my university education in the four years I attended. Just a statement from student finance at the end of the year to tell me what I owed them.

TurnUpForTheBooks_2

rozmister wrote: »

So as well as your ridiculous D obsession you've also got this idea you can buy a house for the cost of a student loan. Perhaps you can in certain parts of the country but in the vast majority of the UK you can't. I'd LOVE to find a house for the price of a university education but down south, where I've lived all my life, you're looking at three times the cost of a university education. That doesn't suit your dramatic spin though, does it?

Well rozmeister, I can see it doesn't suit you! I can also see that your four years might not have been in reading engineering or science else you might not have been so pedantic with your argument within a single order of magnitude when it comes to comparing loans. A Repayment Plan 2 student loan is a house sized loan. It isn't a car sized loan. It is a house sized loan - got it yet?

Also another side note - I never received an 'invoice' for my university education in the four years I attended. Just a statement from student finance at the end of the year to tell me what I owed them.

That tells me you never had a house-sized loan but merely a Mondeo sized one at a fairer rate of interest - because of course you were not a 2012 or 2013 starter. I suggest therefore you do not apply undue weight to any argument based on your own experience by trying to apply it any further to the current situation. (Thanks).