Overdraft £4250 looking for best way to clear

Fishingtime

I was in a similar position last year, although my Od was only £500 overdrawn.
I was paying the Halifax OD charge of £30 a month.
I paid it off using my CC they charged me £12 admin charge and it is around £8 a month interest, so I am saving £22 a month in charges.

gezza2k

Theres a NatWest 27 Month BT Card 0% (2.99% fee)
http://www.natwest.com/personal/credit-cards/g1/platinum.ashx

Also Natwest Platinum Balance Transfer & Purchase Credit Card - 15 month 0% but with a 0.9% fee & 15 month on purchases
http://www.natwest.com/personal/credit-cards/g1/platinum-low-balance-transfer-fee/promo136.ashx

YorkshireBoy

gezza2k wrote: »

Theres a NatWest 27 Month BT Card 0% (2.99% fee)
http://www.natwest.com/personal/credit-cards/g1/platinum.ashx

Also Natwest Platinum Balance Transfer & Purchase Credit Card - 15 month 0% but with a 0.9% fee & 15 month on purchases
http://www.natwest.com/personal/credit-cards/g1/platinum-low-balance-transfer-fee/promo136.ashx

Since neither of these offer 0% on money transfers I'm not sure what help they are to the OP?

gezza2k

YorkshireBoy wrote: »

Since neither of these offer 0% on money transfers I'm not sure what help they are to the OP?

With the 27 month card he/she would get an extra 10 months 0%.
If MBNA wont increase the limit I would transfer x amount to MBNA and then bt to the NatWest cc with the rest on MBNA