We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Savings and tax credits

My husband and I are both working and on low income and we get child and tax benefits. My husband has been left some money which we will get soon and it will mean we have got over £16,000 in a savings account. We wanted to pay off some of our mortgage but can not pay much off because they will charge us for doing it. Will my benefits stop because we will find it very hard if they do?

Comments

  • Savings don't affect Child or Working Tax Credit. Interest you receive from your savings, if above £300 in the tax year, needs to be declared though.
  • POPPYOSCAR
    POPPYOSCAR Posts: 14,902 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    BurnleyBob wrote: »
    Savings don't affect Child or Working Tax Credit. Interest you receive from your savings, if above £300 in the tax year, needs to be declared though.

    Not at the moment but is that not about to change when Universal credits are rolled out?
  • Yes, Duncan Smith and co have plans to alter the status quo under Universal Credit. The original poster would need to keep an eye for developments on that front.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.