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Noddle, are all payments just 'OK'?

While I am at Uni, I am trying to build a decent credit rating with an Aqua credit card payed off in full monthly. I use Noddle to keep track of my credit rating.

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I have had the card about 3 months, but only recently started using it - will the OK change, or is that 'good'? I ask because I'm confused as to how you can tell the difference between someone who has used their credit and someone who has not.

Comments

  • The_Boss
    The_Boss Posts: 5,877 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yep, the ok means everything is in order because you are repaying as per your statement each month.
  • If you look at the balance history it will show that you have been using the account but I doubt most lender's systems go to that length. 'OK' is all they are looking for.
  • Strangely, in Noddle, Santander document Status, Balance, Limit, Statement and Payment histories on my Zero card, so a lot of information but only document Status, Balance and Limit on my 123 card.
    MFiT-T3 #149: {Q4/14} (£46,447)-->(£0) ~ +£46,447=100%
    Mortgage Free: 1st October 2014 :j
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