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About to start claim

dskelly1001
dskelly1001 Posts: 8 Forumite
in Reclaim bank & credit card charges
I am about to start my claim against barclays for £1700. However i originally did my ms excel interest calculations around 2 weeks ago so now the days since offence and interest calculated will have changed. When i open my charges calculations should this information automatically update itself or will i have to type out all my charges again to get new totals and interest

Comments

  • Stephen_Leak
    Stephen_Leak Posts: 8,762 Forumite
    1,000 Posts Combo Breaker
    Dskelly1001 wrote: »
    I am about to start my claim against barclays for £1700. However i originally did my ms excel interest calculations around 2 weeks ago so now the days since offence and interest calculated will have changed. When i open my charges calculations should this information automatically update itself or will i have to type out all my charges again to get new totals and interest

    If you used Martin's online calculator, you will have to recalculate them all again, I'm afraid.

    I don't know how good you are with Excel, but, if you replace today's date with the function =TODAY() it will update the date automatically each time you open the file.

    You aren’t legally entitled to the 8% per year statutory interest on the charges unless it is awarded by a judge, but it can be used as a bargaining chip in any preliminary negotiations.

    You will have to recalculate the interest again, if and when you file your court claim.

    Please read the Reclaim Bank Charges Help thread for information and the Reclaimed Bank Charges Success Stories and Reclaimed Bank Charges Success Stories II threads for inspiration.
    The acquisition of wealth is no longer the driving force in my life. :)
  • dskelly1001
    dskelly1001 Posts: 8 Forumite
    Is there a letter that i can send to my bank to offer them one last chance to pay up before i start court proceedings?
  • Stephen_Leak
    Stephen_Leak Posts: 8,762 Forumite
    1,000 Posts Combo Breaker
    Dskelly1001 wrote: »
    Is there a letter that i can send to my bank to offer them one last chance to pay up before i start court proceedings?

    I suppose that would be the "Letter Before Action".
    The acquisition of wealth is no longer the driving force in my life. :)
  • dskelly1001
    dskelly1001 Posts: 8 Forumite
    could you give me a link to this please
  • Stephen_Leak
    Stephen_Leak Posts: 8,762 Forumite
    1,000 Posts Combo Breaker
    Dskelly1001 wrote: »
    could you give me a link to this please

    http://www.moneysavingexpert.com/reclaim/bank-charges#step4
    The acquisition of wealth is no longer the driving force in my life. :)
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