Should I cancel Experian?

Mickey_G23

About a year ago the best thing I ever did was get an experian report account.

My finances were such a mess that the only way I could find out what I owed and to who was to open an account with Experian and it was money well spent.

I have now consolidated and although the amount of debt is large I know exactly what is in and out every month and exact APRs/min payments etc in a spreadsheet. Mainly on 0% and 6.9% between 4 CCs and a couple of personal loans.

I think it is time to cancel the £14 a month and put it to better use. £148 a year £1176 over 7 years (the longest loan).

Other than the excellent presentation of facts and figures, why should I keep paying experian when I have it all in Excel and do not intend taking out anymore credit in the foreseeable future??

Am I missing something?

Cycrow

i would cancel, the £14 is not worth it.

if you need to access your report again, you can just pay the £2 for a report

Mickey_G23

Cycrow wrote: »

i would cancel, the £14 is not worth it.

if you need to access your report again, you can just pay the £2 for a report

My thoughts, just checking the wider world.

BoracicLint

Signup to Noddle.

Should have the same information as experian and doesnt cost anything.

DCFC79

Cancel and put the £14 towards the detbs.

Mickey_G23

Experian Cancelled. Ill sign up to noodle at weekend.

Thanks for all the help