Small claims court form - NO SPACE

Col83

I'm in the process of taking a bank to court for some credit card penalties amounting to £200. I'm following Martin's guide as to what to write when submitting this claim, however, there is hardly any room to write it in the claim box on the MCOL website.
This is the template he has given, I'm wondering if there's anything I can skim to squeeze it into the stupidly small box?

'1. The Claimant [this means you because you are the person claiming the money] has a credit card account [insert account number], opened on or around [insert month and year you opened the account]. Credit cards are not included in the Office of Fair Trading’s Claim No. 2007 Folio 1186.
2. Since [insert date of first charge e.g. 15/03/04] the Defendant debited charges and interest at a rate of [interest rate for your account e.g. 24.9%] in respect of purported breaches of contract.
3. Defendant is aware of all details as a list of charges has already been supplied. A copy will be sent to the court.
4. Claimant contends: (a) The charges exceed the Defendant's losses caused by the breaches; (b) The Term permitting the Defendant to levy such charges is unenforceable under the Unfair Terms in Consumer Contracts Regulations 1999 and at Common Law.
5. Claimant claims: (a) return of the amounts debited of [insert total charges]; (b) Interest per S.69 County Courts Act 1984 of 8% per annum from the date they were deprived of the money [insert amount of interest as calculated with the bank charges calculator] continuing at the daily rate of 0.022% until judgment or payment.
6. Costs allowed by the Court.'


Any help would be appreciated.
Thanks.

Alpine_Star

That's the problem with MCOL.

Best to file the claim on paper with your local court.

Wywth

Col83 wrote: »

I'm in the process of taking a bank to court for some credit card penalties amounting to £200. I'm following Martin's guide as to what to write when submitting this claim, however, there is hardly any room to write it in the claim box on the MCOL website.
This is the template he has given, I'm wondering if there's anything I can skim to squeeze it into the stupidly small box?

'1. The Claimant [this means you because you are the person claiming the money] has a credit card account [insert account number], opened on or around [insert month and year you opened the account]. Credit cards are not included in the Office of Fair Trading’s Claim No. 2007 Folio 1186.
2. Since [insert date of first charge e.g. 15/03/04] the Defendant debited charges and interest at a rate of [interest rate for your account e.g. 24.9%] in respect of purported breaches of contract.
3. Defendant is aware of all details as a list of charges has already been supplied. A copy will be sent to the court.
4. Claimant contends: (a) The charges exceed the Defendant's losses caused by the breaches; (b) The Term permitting the Defendant to levy such charges is unenforceable under the Unfair Terms in Consumer Contracts Regulations 1999 and at Common Law.
5. Claimant claims: (a) return of the amounts debited of [insert total charges]; (b) Interest per S.69 County Courts Act 1984 of 8% per annum from the date they were deprived of the money [insert amount of interest as calculated with the bank charges calculator] continuing at the daily rate of 0.022% until judgment or payment.
6. Costs allowed by the Court.'


Any help would be appreciated.
Thanks.

As it says in the FAQs

I do not have enough room for my particulars of claim – what can I do?

The particulars of claim included on the claim form may not exceed 1080 characters, on up to 24 lines. This includes the interest paragraph, if appropriate. You may serve additional particulars after issue. In order to do this, you must provide a copy of the additional particulars to the Defendant within 14 days of issuing the claim, and file an N215 Certificate of Service with the Court. The Defendant will have 14 days to reply from the date you serve the additional particulars to them. If the claim is transferred to a local court to proceed, you will be required to send the particulars to the court in accordance with the Civil Procedure Rules.

http://www.justice.gov.uk/courts/northampton-bulk-centre/money-claim-online/frequently-asked-questions

Also, isn't interest (referred to in 5b) asked about in the question prior to filling in details of claim?