How do you check your PAYE is correct

irri_tant

There are a few sites about but non match what my monthly payslip says. Current tax code is 901L due to BUPA membership. I have no other benefits.

Missme

You can input your tax code on this one

agrinnall

Tax (and pay) is about details, give us the figures from your latest pay slip and we can either tell you if it's correct or not, or ask for more figures.

irri_tant

August's figures

Salary £2640.09
SDA £644.26
OT £830.97

Deductions
NICwise (pension) £123.16
Nat Ins £307.63
Income Tax £768.10

Union £12.70

Total Pay £2903.73

NICWise (salary sacrifice of pension fund contributions)

agrinnall

Impossible to say unless you tell us your tax code.

If you were on standard tax code (944L) then the tax would be a bit high, but the NI seems a bit low (and isn't affected by tax code).

Sorry, just seen that you put the tax code in the first post.

the salary calculator gives
Tax £762.83
NI £347.71

Tax may well be right, we'd need to see previous months payslips to be sure. But the NI taken seems to be too low, unless for some reason it includes an adjustment for a previous overpayment. What is SDA, is it possible that some or all of that is not subject to NI?

Pont

Listentothetaxman figures:-
NICs - £350.21
Tax - £763.09

Net Wage (after Union fees) = £2867.06

Not a million miles away.

irri_tant

agrinnall wrote: »

Impossible to say unless you tell us your tax code.


What is SDA, is it possible that some or all of that is not subject to NI?

901L
SDA = Shift Disturbance Allowance

NICwise gives a slightly better income we're told so maybe why NI is lower than expected

agrinnall

Sorry for the delay replying, and thanks for explaining about SDA (I can't see any reason why NI would not be due on that, so I'll assume it is).

Here is my manual calculation of NI, based on the HMRC page of NI Rates:

Gross monthly pay = £4115.32
Less pension contribution = £3992.16
Weekly equivalent (multiply by 12, divide by 52) = £921.27
NI on amount between primary threshold and UEL (£648 @ 12%) = £77.76
NI on amount above UEL (£124.27 @ 2%) = £2.48
NI due on weekly equivalent = £80.24
NI due on monthly pay (£80.24 multiply by 52 divide by 12) = £347.70

Which is only a penny different to what I posted previously from The Salary Calculator. So I think you need to ask your payroll people to explain why a different amount has been calculated by them.

irri_tant

agrinnall wrote: »

So I think you need to ask your payroll people to explain why a different amount has been calculated by them.

So at the risk of having to pay more tax, mmmmmm.

But I wonder how long I may have been over paying?

chrisbur

The NI figure that you give is correct if you assume that NI is being paid at the contracted out D rate and is being paid on gross less the pension contribution. Salary sacrifice is not something that I know a lot about but do seem to remember reading somewhere that a pension salary sacrifice can reduce your NI and if that is correct and your pension scheme is contracted out then that could explain it.