Wednesday 4th September - What Small DFW Things Will You Be Doing Today??!

Karb

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. .

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending :money:

Morning everyone. I've been hopeless at posting on these threads lately, as other commitments have taken priority, but I will try to keep popping in when I can. Had a job interview yesterday, but it didnt go very well. Although I know I have the knowledge and capabilities to do the job, they seemed to want somebody who knows the company's processes and procedures, which pretty much rules out anyone external.

In the meantime the threat of redundancy still hangs over me. I have got another 6 month extension with my existing company, but the work location means it's a journey of around 1¾ hours each way so I really want to find something closer to home.

Today I have/will
Up early to get the washing on and hung out, as the forecast is for a sunny day all day
Checked online banking
Made credit card repayment
Made salad to take to work
Showered using free toiletries obtained from hotel stays
Free parking at local station then train pass to work
Read free paper on the train
Free coffee/water at work
Leftovers for tea

Think thats about it for now. Have a great day everyone

determined_new_ms

Hi Karb - great to see you about! How is everything with your GF? Hope it's still going strong Thanks for starting us off

Things for the day:

* quick wash this morning rather than a shower
* all meals from stores - soup out of freezer for lunch, fruit for snacks
* oh finish putting the blind up - arrrrgggggghhhhhhhhhhhh everything takes sooooooo long!
* quick clean up of the kitchen after work
* paid cc
* checked banking & cc statement
* read Martin's newletter. Am debating the potted herbs for a friends birthday present - debating whether I should just grow them myself!
* water basil seeds
* work super hard & efficiently and get through things again today!
* continue the bathroom searching
* freecycler picking up diary & extension lead later
* buy ds a birthday card at lunchtime and post - it's on Saturday!

Debating whether to meet a friend for a drink tonight. Just seems what with work and things to do time is against me.

Ok better go get ready! Have a great day x

determined_new_ms

celebrate it's 1 year & 1 day since I stopped smoking & I have saved nearly £1000 by not buying cigarettes :beer:

ShootForTheMoon

G'day Money Savers!!

I'm just about to get into bed after a night shift - so not much action here!
DNMS - congratulations on stopping smoking!! Great for your purse and your health - fantastic!! :beer:

My list for today:

Pick up Dad's brake pads from supplier in Bristol saving him loads on postage as I'm seeing him on the weekend anyway - brownie points!!

Check banking - skim accounts and add a little to the emergency fund

Wash on economy before I go to sleep - hang out to dry when I wake up!

Nectar Adpoints & Swagbucks.

30 Day Shred and a run when I wake up later. No cost exercise!

Make dinner from stores and take an extra portion to work.

Work again tonight 2200-0700!!

NSD here!!


Think that's it guys, have a good one!!! xxx

determined_new_ms

how are you finding the 30 shred SFTM?

Karb

Well done on achieving over a year with the non-smoking DNMS.

Things are good with the GF thank you . She's trying to give up smoking too (though she's not being very successful). She committed to giving up at the end of August, but smoked three on Sunday and two yesterday - though she did go the whole of Monday without one. I'm torn between being pleased that she's still smoking less than she would otherwise have done, and disappointed that she hasn't managed to survive longer than a day. I expected the odd lapse, but not so many and so quickly. I found it really easy to give up, but of course it isnt that easy for most people.

happytails

Morning all,

Got an hour demo'ing slings this morning for people wanting to safely carry their baby.

Go to college and enrol in the adult learning course dressmaking to better my sewing skills £63.80 but budgeted for.

Park with kids - Free :P

Dishwasher on this morning.

BLD from stores, including a paleo butter chicken curry recipe we are trying for dinner tonight

Pick up husbands birthday present from post office

Pick up carpet cleaner from Mums as mine is broken.

Sew friends present

Sarah

Pippilongstocking

determined_new_ms wrote: »

celebrate it's 1 year & 1 day since I stopped smoking & I have saved nearly £1000 by not buying cigarettes :beer:

That's fab!:j


Morning all -


Thanks for the thread Karb - that interview does sound a bit daft how can you know the proceedures if you don't work there.

Hmm


Today -

Working
Walking 5 miles if I can (free exercise) only did 3 yesterday
ALL meals from stores
NSD if I can - don't need anything
Find the elusive carton of hazelnut milk - I know its here somewhere
Sort out a food waste quiz and find a prize
Wedding related admin - 47 days to got
Update food challenge blog and diary 0.17/£50 to go
Try and keep sane and calm at work
Clean the house a bit

Work out a plan for tomorrows meals

I hope you're all good!

Thanks for asking Ziggy - we're marrying on a tight budget (well tight for me) and doing most of it ourselves food/entertainment/etc.

The 'Edible Wedding Woodland' is our gifts - we're moving in together next year (after 10 years apart) and in the new house garden I want an 'edible woodland' be nice to think friends have contributed to this so I'm setting up a wholesale account with a reputatible tree firm I know :money: very MSE as the trees start from about 40p - and any extra money/trees we end up with we're donating to a community woodland

Given the prices of things in garden centres pays to be savvy and get more trees for your money.

I like the idea of that - we've got so much stuff as we're both very old - so don't NEED anything and I want to avoid uncessary spends for folks in the ethos of our 'no waste wedding'.:A

ziggy2407

Good Morning My Lovelies

karb - Thanks for starting us off :A
dnms- That is amazing - WELL DONE :T

Hi to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well, not sure what today will bring, am stressing over things I cant control and its doing me no good and is extremely frustrating for both me and my lovely OH. Today's little listy :

Check Banks - Done
Check swapits - Done
Packed lunch for OH & DS - Done
Check www.freepostcodelottery.com - Done
Work (??) - Done 11.30-1.30
Fingers crossed SO form arrives in post - No post again today
General Tidy up - Done
Ironing - Done more, will crack it tomorrow (till next time I wash, lol)
Declutter - In progress, quite a bit gone (didnt think got much left to declutter but still managing to find bits)
Contemplate another job - Still thinking
List more bits for sale -
Bake -
Meals from stores -
Footie Training for DS - Done
Collect gift for Grandchildren - Done
Track all food - In progress
Catch up on emails - In progress
Surveys -
Nectar Adpoints -
Enter a few comps - Done a few
Read Book (from stash) - in progress

lots to be getting on with so best crack on, catch you all later. Have a great day, love to you all.

C xx

ziggy2407

Pippilongstocking wrote: »

I hope you're all good!

Thanks for asking Ziggy - we're marrying on a tight budget (well tight for me) and doing most of it ourselves food/entertainment/etc.

The 'Edible Wedding Woodland' is our gifts - we're moving in together next year (after 10 years apart) and in the new house garden I want an 'edible woodland' be nice to think friends have contributed to this so I'm setting up a wholesale account with a reputatible tree firm I know :money: very MSE as the trees start from about 40p - and any extra money/trees we end up with we're donating to a community woodland

Given the prices of things in garden centres pays to be savvy and get more trees for your money.

I like the idea of that - we've got so much stuff as we're both very old - so don't NEED anything and I want to avoid uncessary spends for folks in the ethos of our 'no waste wedding'.:A

Sounds AMAZING and so "you" - and you are most definitely not OLD!!

allydowd

The List:

:staradmin Tend front garden before it gets out of control and needs an army of folk to fix it.

:staradmin Check online accounts. Fine.

:staradmin Chase up missing Nectar Points.